PPI Reclaiming successes and failures

di3004

aimeej wrote: »

Well some good news today after 2 hours on hold to lloyds!!!! my friend found out they have had there claim upheld on the 3 credit cards he was claiming on, worried he stated the should have been 4, they then said oh yes dont wory we'll do that one as well. Appartently they sent a letter 2 weeks ago but amazingly its never appeared.... however hes quite chuffed in knowing it getting sorted.

Mine is still with hsbc, calling every day to see of any updates but keep being told nothing, its now bin with claim handler in manchester for 3 weeks! One week and 2 days till my 16 week deadline..... just want the official yes we told u a load of rubbish have your pennies back!! Is it still the theory that the longer it goes on the likelyhood is it will be upheld?

Big thanks again to all the helpers out there, love and obsessed with this forum :A

Well done!:beer:

In my opinion, I think if any rejections, they would be at an earlier stage, good luck.

di3004

Scotty1.7 wrote: »

well surprise surprise- another update

MBNA- No sign of the letter or any cheque- and they have gone silent on the e-mails as well

Co-Op- Change of communications AGAIN now seems that no letter has been sent, no details are present and they are extending everyone of there outstanding PPI complaints by 12 weeks!!!! Really getting annoyed at them know- so much for there 'mythical' great customer service

Welcome and RBS same as before

Going to have to ring MBNA and Co-Op again tomorrow

Try contacting the CEO, good luck, fingers crossed.;)

kerso173

I have two different claims against Egg. One a loan and one CC. The CC was rejected after less than a fortnight. I have asked them to reconsider by email and they have reopened my case for this one but with the loan i have had no info what so ever. Is there anything in what people say that the longer it goes on the more likely of success? I also have a couple out with HBOS for CC and preference account and i have heard nothing yet. Been only 4 weeks but feels like ever. Good luck to all

di3004

kerso173 wrote: »

I have two different claims against Egg. One a loan and one CC. The CC was rejected after less than a fortnight. I have asked them to reconsider by email and they have reopened my case for this one but with the loan i have had no info what so ever. Is there anything in what people say that the longer it goes on the more likely of success? I also have a couple out with HBOS for CC and preference account and i have heard nothing yet. Been only 4 weeks but feels like ever. Good luck to all

Hi there

Wishing you luck on your reclaiming.;)

Glad you asked them to reconsider, fingers crossed.

Have you received any sort of confirmation letter of the loan ppi reclaim, to say they've received it?
Contact them to double check, and the FSA have given the main of the banks/companies more time to deal with the backlogs, good luck.:)

Maxi76

Hi, I've been reading this thread for a while now and it's encouraging to see the many successes. I wrote to Lloyds TSB at the beginning of June this year and have just received a reply rejecting my claim. I was sure it would be upheld. I explained that it was strongly suggested i wouldn't get the loan without PPI and also the lending rate would be a lot higher if we refused it. I remember at the meeting telling them I'd found alternative insurance far cheaper. They rejected the claim because they say they acted fairly towards us and that the cover was suitable for our needs. I'm not sure what to do next, to write to them again or forward it to the FOS. I'd be grateful for any help, thank you.

kerso173

di3004 wrote: »

Hi there

Wishing you luck on your reclaiming.;)

Glad you asked them to reconsider, fingers crossed.

Have you received any sort of confirmation letter of the loan ppi reclaim, to say they've received it?
Contact them to double check, and the FSA have given the main of the banks/companies more time to deal with the backlogs, good luck.:)

Hi Di,
I phoned them and they have reopened my claim. I just dont understand why they can reply within two weeks for CC but loan one i havent heard a thing except for confirmation letter at the beginning. The letter did say that it was a final decision but that seems not to be the case. The HBOS ones i have heard nothing except the initial letter saying 12/16 weeks etc
Regards
K

weyford

not been on for s few weeks so good luck to everyone claiming PPI

ive got a small halifax loan they are paying out on

just wondering any idea what ill get

was a 1000 loan over a year 39.00 premiums i payed on PPI loan date backs to 1995

anybody good with figures at a guess how much ill get

ArferDaly

Maxi76 wrote: »

Hi, I've been reading this thread for a while now and it's encouraging to see the many successes. I wrote to Lloyds TSB at the beginning of June this year and have just received a reply rejecting my claim. I was sure it would be upheld. I explained that it was strongly suggested i wouldn't get the loan without PPI and also the lending rate would be a lot higher if we refused it. I remember at the meeting telling them I'd found alternative insurance far cheaper. They rejected the claim because they say they acted fairly towards us and that the cover was suitable for our needs. I'm not sure what to do next, to write to them again or forward it to the FOS. I'd be grateful for any help, thank you.

Hi.

I also had a claim rejected and sent an Email to LLoyds CEO and they emailed saying they were now looking into my case again,this was nearly 4 weeks ago and I am still waiting for any response.
I am sat on the phone even as i type waiting to talk to someone 30 minutes and counting :mad:

Good luck and keep at them.

Mark

pigsmightfly

di3004 wrote: »

Hiya

I assume you would already have details of the main contacts as below, but the CEO will be useful as well, good luck.
http://www.halifax.co.uk/contactus/howtocomplain/complain-about-ppi/

They are the same as the lloyds CEO, and the site will no longer allow these details by email to come up now, they look like this....
[EMAIL="!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!"]!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!![/EMAIL]

So the best way round this is here.;) Good luck.
http://www.!!!!!!/sm.php?em=antonio.osorio*lloydsbanking.com

That's brilliant di thank you so much. Think a lot of people would be lost without you on here

loopyloz84

Morning Everyone

It's great seeing lots of success!

It's been a week since MBNA asked for an extra 7 days to look again at my rejected complaint and guess what, they've just asked for another 7!

Something makes me think, that this time next week they'll be asking for another 7 :rotfl: