📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

PPI Reclaiming successes and failures

1110311041106110811093771

Comments

  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    di3004 wrote: »
    You've been busy on here amersall.:T:T:T:beer:XXX
    And so have you :p my little jack flash :A xxxx
  • di3004
    di3004 Posts: 42,579 Forumite
    amersall wrote: »
    And so have you :p my little jack flash :A xxxx


    Not so much today though amersall.......:o, I have pulled my neck and have a job to move it.......:eek:.
    Keep up the great work honey.:T:T:AXXXX
    The one and only "Dizzy Di" :D
  • What were you reclaiming: Loan PPI
    Who was the provider: Northern Rock
    How much did you get back: £3400
    Did you get it back after a letter or did you go to the Financial Ombudsman: 1st Letter and FOS Questionaire

    Took around 6 weeks. Previously got £2200 back from A & L. Not bad for £2.30 worth of stamps!!!

    Advice: Keep heart and keep going. Fortune favours the brave.

    :money::money::money::money::money::money::money:
  • di3004
    di3004 Posts: 42,579 Forumite
    Seb2000 wrote: »
    What were you reclaiming: Loan PPI
    Who was the provider: Northern Rock
    How much did you get back: £3400
    Did you get it back after a letter or did you go to the Financial Ombudsman: 1st Letter and FOS Questionaire

    Took around 6 weeks. Previously got £2200 back from A & L. Not bad for £2.30 worth of stamps!!!

    Advice: Keep heart and keep going. Fortune favours the brave.

    :money::money::money::money::money::money::money:


    Well done Seb, that is fantastic, :T :T & Congratulations!:beer:
    The one and only "Dizzy Di" :D
  • I am so pleased for all you guys out there with fantastic successes. I hope the income will help with all your debts and even get a bottle of wine to celebrate.............cheers and well done.

    Mrs s x
  • What were you reclaiming: Credit Card PPI
    Who was the provider: Halifax
    How much did you get back: £1155
    Did you get it back after a letter or did you go to the Financial Ombudsman: FOS Questionnaire

    Sent FOS Questionnaire (13/9), a week later (21/9) they called me to say the complaint would be upheld and that they would calculate the refund , recieved cheque on 27th September 2010. :)))

    Thanks MoneySavingExpert! (And you forum peeps!) :)
    LBM - June 2010, then again August 2011! (Now on DMP)
    Total Unsecured Debt @ LBM 2011 = £17,657.58
    :eek:
    DFW Target: Clear by next FIFA World Cup Final, 13th July 2014
  • di3004
    di3004 Posts: 42,579 Forumite
    What were you reclaiming: Credit Card PPI
    Who was the provider: Halifax
    How much did you get back: £1155
    Did you get it back after a letter or did you go to the Financial Ombudsman: FOS Questionnaire

    Sent FOS Questionnaire (13/9), a week later (21/9) they called me to say the complaint would be upheld and that they would calculate the refund , recieved cheque on 27th September 2010. :)))

    Thanks MoneySavingExpert! (And you forum peeps!) :)


    Wonderful, well done to you:T:j & Congratulations!:beer:
    The one and only "Dizzy Di" :D
  • MattyA
    MattyA Posts: 185 Forumite
    di3004 wrote: »
    Hi Matty

    Your welcome.

    Your doing the right thing here.
    They will mention about the FOS, as you have rights to do this now, but they MUST enclose the leaflet details of the FOS in the final decision.
    Keep at them and fingers crossed X;)

    I have re read the letter & notice that they do mention that it is their final response(There was an FOS leaflet in the envelope - binned it as I thought they got put in as a matter of course)

    I have written a reply but am not now sure whether it is worth sending or I should just go straight to FOS?
  • di3004
    di3004 Posts: 42,579 Forumite
    MattyA wrote: »
    I have re read the letter & notice that they do mention that it is their final response(There was an FOS leaflet in the envelope - binned it as I thought they got put in as a matter of course)

    I have written a reply but am not now sure whether it is worth sending or I should just go straight to FOS?


    Hiya

    Well its up to you, some have actually overturned a final decision, but what you could do is give them 14 days after they receive your letter and if you hear nothing - then complain to the FOS.;)
    The one and only "Dizzy Di" :D
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    jj10 wrote: »
    Good afternoon all.
    After 12 weeks and 2 stamps a successful claim against Barclaycard for £1688.00. I would like to thank all on the site for the help and advice you have given me(especially Di). After MBNA now!!
    Thanks again
    JJxx
    :j:j Well done to you :beer:
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.