PPI Reclaiming discussion

niemowle

hi all,

on the 19 of December i sent letters to Barclays Dublin Insurence about my two loans,some time later i phoned them up and they told me that they passed those two letters to Barclays HQ BUT 8 weeks gone by and no answer , so i phoned Barclays HQ AND THEY TOLD ME THAT THEY NEVER GOT ANY LETTERS.they told me to send them again to them this time and they will deal with it, shall i do it? do i need to give them another 8 weeks or what? i want to finish the whole buisness with PPI AS IT DRIVES ME MAD NOT KNOWING WHERE IAM STENDING WITH IT ALL. Please help!!!!

Willspireite

Hi folks,

Bit new to this ... and have to confess that it kinda screws my head ... so please be gentle!!

Sent off a letter to GE about a policy from a few years ago. They sent a reply saying that PPI was added on 21 Dec 2001 when they received my signed credit agreement. As this was prior to Jan 2005 they say the FSA's decision is not relevant. They say they find no evidence of mis selling ... is that the end of the road for me?

Cheers for any help!

freedom2b

niemowle wrote: »

hi all,

on the 19 of December i sent letters to Barclays Dublin Insurence about my two loans,some time later i phoned them up and they told me that they passed those two letters to Barclays HQ BUT 8 weeks gone by and no answer , so i phoned Barclays HQ AND THEY TOLD ME THAT THEY NEVER GOT ANY LETTERS.they told me to send them again to them this time and they will deal with it, shall i do it? do i need to give them another 8 weeks or what? i want to finish the whole buisness with PPI AS IT DRIVES ME MAD NOT KNOWING WHERE IAM STENDING WITH IT ALL. Please help!!!!

Hi,just to say send all your correspondance Recorded Delivery or Special Delivery,it`s worth the money and it makes it so much harder for them to squirm out of it.I would resend your letters to Barclays HQ Recorded delivery,Good luck and all the best

freedom2b

Willspireite wrote: »

Hi folks,

Bit new to this ... and have to confess that it kinda screws my head ... so please be gentle!!

Sent off a letter to GE about a policy from a few years ago. They sent a reply saying that PPI was added on 21 Dec 2001 when they received my signed credit agreement. As this was prior to Jan 2005 they say the FSA's decision is not relevant. They say they find no evidence of mis selling ... is that the end of the road for me?

Cheers for any help!

Where do you think you were missold,did you actually sign for PPI,I would think FOS would help with this...

reallylost

freedom2b wrote: »

Hi, Did you see the banter between myself and sampainter seems Halifax may be all front and no bottle but it looks like they`re going to try it on...Great, feel really down now,thought I could smell victory but more likely the wiff of an impending battle

freedom2b
I am so sorry.
I didnt want to bring you down, I just wanted to let you know how they played it with me.:sad:
You may have a different response than me (I hope you do) so dont get down "til the fat lady sings"...And I dont feel a tune coming on yet:rotfl:
Keep your chin up please.

freedom2b

sampainter wrote: »

freedom2b
I am so sorry.
I didnt want to bring you down, I just wanted to let you know how they played it with me.:sad:
You may have a different response than me (I hope you do) so dont get down "til the fat lady sings"...And I dont feel a tune coming on yet:rotfl:
Keep your chin up please.

I can`t help it,lots of things going on in my life at the moment...Most financial,it`s not your fault and thankyou,Iam not giving up yet,just very tired xx:o

niemowle

thanks freedom2b i will do that, i will send it all againand hope for the best yet again!!!!!

m.colak

freedom2b wrote: »

Hi, Did you see the banter between myself and sampainter seems Halifax may be all front and no bottle but it looks like they`re going to try it on...Great, feel really down now,thought I could smell victory but more likely the wiff of an impending battle

I all can go on is the case that they have attempted to face up to me several times now and settled out of court everytime. The most recent case is on the PPI on my credit card. If you go a couple of pages back i've sent the Baliff's in however their own litigation department stated that they were going to attempt to get it stay or thrown out to which i laughed. If a company attempts to hard ball you stick to your guns. Worst case you never get the money back but you never had it in the first place so you can't lose anything but a little time and money in the process but the pro's are better. To everyone in this thread remember its just a matter of seeing the process through to the end. If the company think your an easy target then they will attempt everything to try and not pay out. They can't cancel policy's that you have unless you have broken contract with them. They are all bluff as they know they are in the wrong. Never take the payment option they give always take the one what is suitable for yourself. You don't have to accept it if they say they will take it off your loan/card. Get militant with them give them deadlines and be in control. Keep your chins up and keep fighting.:T

m.colak

Willspireite wrote: »

Hi folks,

Bit new to this ... and have to confess that it kinda screws my head ... so please be gentle!!

Sent off a letter to GE about a policy from a few years ago. They sent a reply saying that PPI was added on 21 Dec 2001 when they received my signed credit agreement. As this was prior to Jan 2005 they say the FSA's decision is not relevant. They say they find no evidence of mis selling ... is that the end of the road for me?

Cheers for any help!

First of all them flagging up the FOS means that they think you're badly informed. They might of not been a member of FOS but they were members of the FLA rehash your wording and say you are now aware of your previous mistake and that you can reclaim against any policy which was still running within 6 years ago. If they are immediately defending then you should take this as a good sign.

freedom2b

Thanks for that,I`ll keep my chin up and keep fighting!!