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Proving my innoncence
Comments
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Saints2011 wrote: »Will I stand any chance claiming under Section 75 as I used Worldpay
Even The Financial Ombudsman has trouble with that question.
From their website:In some cases we see, the consumer has bought online, using a credit card on a website that uses a secure third-party payment system to process credit card payments.
Section 75 may not always apply to transactions made this way, because this payment mechanism can break the chain of arrangements that must be in place between the consumer, the lender and the supplier.
But there are many different types of payment mechanisms used on suppliers' websites and not all of them prevent section 75 from applying. Where there is a dispute on this point, we look at the specific payment mechanism used and decide whether section 75 applies in the particular case.0 -
That's a difficult question to answer.
Even The Financial Ombudsman has trouble with that question.
From their website:
Helpful quote thank you.
I can expect Barlcaycard to decline the dispute then. On my statement it doesn't say Worldpay anywhwre
(Text removed by MSE Forum Team)Can I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0 -
Saints2011 wrote: »The seller didn't want to use PayPal via eBay as they appearently withhold the money for 21 days.
Nice little earner.0 -
and the website of the company? , the one above looks dead0
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And of course, he saves £800 in ebay/paypal fees.
Nice little earner.
I even offered to pay the fees for him as well by using PayPal not interested.
I thought I was doing the right thing by paying via credit card!Can I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0 -
enfield_freddy wrote: »and the website of the company? , the one above looks dead
That's not the full website address. It's still very much up and running the website.
Even better my missing watch shows under the sold section. Great !Can I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0 -
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I think we should be careful about making allegations at this point.0
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All help & advice is very much appreciated.Can I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0
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The seller in question has sold a number of very expensive watches over the past few months and the feedback received appears to be genuine enough.
They give their name and address on the ebay listings, something that if it's genuine information (and at the moment there is nothing to say that it isn't) goes a fair way to show that the seller isn't a scammer.0
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