Payment A Day Chapter 16

LittleMissDetermined

Dizzy_Imp wrote: »

I'm sitting here in tears as the debt is increasing, not decreasing. DH and I have had a massive row and I just don't know how to go forward.

Scraping a PAD of £1.38 today. Hubby gets paid today, so I'll be taking a long hard look at the finances after my cuppa.

Oh Dizzy please don't cry, sending you a cyber-hug x

Do you know why the debt is on the up rather than down? Maybe look at doing an updated SOA so you can re-evaluate your budgeting?

Sending lots of good wishes and positivity your way :heart2:

LMD x

Bobarella

Hi All

On Sunday we PAD'd

£161.83

Bob

Bobarella

Hi Everyone

Last week, we paid off a massive

£3,251.46:T:j:j:j

Bob

Bobarella

Dizzy_Imp wrote: »

I'm sitting here in tears as the debt is increasing, not decreasing. DH and I have had a massive row and I just don't know how to go forward.

Scraping a PAD of £1.38 today. Hubby gets paid today, so I'll be taking a long hard look at the finances after my cuppa.

Whats happening is it him overspending again? Or something else? Sending you a big hug:o

Dizzy_Imp

Overspending, burying his head in the sand and ignoring my requests to rein in his treats for the kids! :mad:

kirtsypoos

Big hugs Dizzy, it makes it much harder when you are completely on board with debt reduction but your OH isn't. I hope he comes to his senses and supports you in what you're trying to do x

Dizzy_Imp

Thanks everyone. Having a nice hot bath and a glass of blackberry and elderflower Pimms waiting for DH to come back from the gym. Atmosphere was very frosty at dinner. Trying to see his side of things but I'm struggling. His first wife left him over money (albeit their debt was jointly incurred) so I had hoped he would've learnt his lesson.

Maybe I'm too focussed on clearing the debt? Perhaps to the detriment of our present life - all work and no play yada yada yada... We have plenty of money coming in each month - it just isn't spent wisely

Bobarella

Dizzy- don't compromise on your dreams of debt freedom just to satisfy his urge to spend. If he really must spend then maybe you need to let him have some kind of splurge budget each month but seriously he should see what you are trying to do for the family.

Erme

Yet to check posts (Oh thou of little sleep ) but just popping in pre coffee for an early am pad of £91.64 :j

E
PS.Changed my PAD amount before it got counted (like 5am LOL :money:)

Erme

Dizzy_Imp wrote: »

I'm sitting here in tears as the debt is increasing, not decreasing. DH and I have had a massive row and I just don't know how to go forward.

Scraping a PAD of £1.38 today. Hubby gets paid today, so I'll be taking a long hard look at the finances after my cuppa.

Bobarella wrote: »

Dizzy- don't compromise on your dreams of debt freedom just to satisfy his urge to spend. If he really must spend then maybe you need to let him have some kind of splurge budget each month but seriously he should see what you are trying to do for the family.

Och this all sounds all so horrid, horrid, horrid Dizzy Imp. Have no great words of wisdom. Just and prayers hun

E