Payment A Day Chapter 16

Bobarella

The total for Thursday was

£179.41

:T:T:T

Bob

Bobarella

Dizzy_Imp wrote: »

I forgot to make a PAD yesterday :eek: I had an horrendous day - ended up drinking an entire bottle of wine once DH arrived home and feel utterly pants today...

£5.83 today please Bob. Eeking out the pennies until hubby gets paid now.

Dizzy - Sorry to hear you had a bad head. Were you celebrating something or just one of those times when the wine goes down to well?:(

Bobarella

Well done on all the PADs today, joining in with £13 myself today.

£3 to the business CC & £10 to the 0%

LittleMissDetermined

Morning

I'm adding £70 today paid to Halifax card.

Hope everyone has a cracking weekend!

LMDx

Time_to_face_the_music

Good morning fellow PADders :hello:

My PAD today is £2 to moneybox please Bob :T

Have a super day everyone

TTFTM x

Erme

milky1991 wrote: »

Double pad today another £9.92 to EF please bob.

EF now at a nice £500 pound, I've never ever had this amount of money as a back up. Kirstypoos I've gone all out to put this away to the detriment of paying off the debt, now I know if anything happens emergency wise I should have it covered.
I'm thinking of putting it in premium bonds where I can't access it to buy stupid things or at least in my works credit union saving account where I have to email them to get it and it takes 3 days for them to pay it into my bank. This way it will stay there until I really need it. :beer::beer::beer::beer::beer::beer:

Ditto - when I first started on my DF journey I did a little Dave Ramsey (like MSE but US based) and the first thing he said to do was get an emergency fund - even before beginning to pay off debts!!! I duly obliged. Second step was pay of CC's. then I stalled . Not had a credit card for years now (check if they charge you even if the balance is zero) and don't miss it :j

So yeah choice of beginning to pay off debts or EF - EF first! Debts second


Hope that helps? Hugs regardless - sorry if not (tell me where to shove my derriere)


E

Dizzy_Imp

Bobarella wrote: »

Dizzy - Sorry to hear you had a bad head. Were you celebrating something or just one of those times when the wine goes down to well?:(

Just drowning my sorrows - didn't work...
Anyway, used the left-over wine making tomato and onion chutney yesterday. It made the tastiest chutney I've eaten in ages!

£1.22 for me today Bob please x

Bobarella

Good Morning

On Friday we made PADS of

£179.31

Well done everyone!

Bob

kirtsypoos

Thanks Erme. Next month EF begins!

I'm away visiting OHs family at the moment, with no computer so jumped on the phone to add my PAD of

£146.50 to CCs

(Sorry can't do the colour or bold on phone!)

MessyBetty

Good morning everyone

A PAD of £23.01 to cc please Bob, thank you.

I have very little in my EF I really want to get rid of one of my credit cards in December before I start paying interest, you have given me food for thought maybe I should accept that I will pay a bit of interest and build my EF it's hard as you just want the debt gone as soon as possible. Well done Milky and Erme you are both an inspiration :j:j

Have a great Saturday everyone