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Payment A Day Chapter 16

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  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Hello,

    Erme bump is OK thanks, 37 weeks today makes me officially full term! They're still keeping an eye on his growth, he's on the small side but as long as he continues to grow, even a little, they'll hang on until my due date. Not long now either way!

    Finally Quidco paid out the car insurance cashback! So today's PAD is £93.70

    This has been split, £17.28 to Next means that's paid off!!!!! I can't believe I've paid £530ish in just over 6 weeks, that would not have happened without this thread. Then I have added my next debt to the mix, a Barclaycard with a balance of £3467.67 :eek: still I know it can be paid off, so £78.33 has gone there today and sent a little £3.03 to the EF to round off my current account balance.

    Have a good day everyone, we are having a quiet day indoors as the last couple of times I've tried to go out I've gone quite dizzy. Just hope my son will be happy enough with his toys and perhaps a bit of baking later!

    xx
  • Good morning everyone:)

    A PAD of £60 please Bob to cc, thank you.

    Have a great Wednesday everyone :)
    EF #40 £250/£1000 Sep PAD 26/30 £700/£700😀 Oct PAD 1/31 £300/£500
    Debt free date Dec 2016
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Fantastic news Sunshine! It's an amazing feeling when you've managed to pay off a debt :) I know what you mean about the thread too, so helpful and supportive!

    I worked out today that I've managed £275.50 in extra payments to MBNA since 2nd September - before my LBM I wouldn't have even known I could have that much spare per month, let alone to pay off of 1 debt!

    My PAD today is a little one (trying to save also as we should complete on our house next month and we will need a few little bits and pieces that I've put off getting for a few months) of £3.00 to MBNA.

    K x
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Dizzy, I know how you feel about not being his mother, but at least he is getting onboard, albeit slowly. Also, now you have his CC, at least you will know what is being spent!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • sunshine81 wrote: »
    £17.28 to Next means that's paid off!!!!! I can't believe I've paid £530ish in just over 6 weeks, that would not have happened without this thread.

    Yeah way to go Sunshine it's great when one debt bites the dust :beer:
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • sunshine81 wrote: »
    This has been split, £17.28 to Next means that's paid off!!!!! I can't believe I've paid £530ish in just over 6 weeks, that would not have happened without this thread. Then I have added my next debt to the mix, a Barclaycard with a balance of £3467.67 :eek: still I know it can be paid off, so £78.33 has gone there today and sent a little £3.03 to the EF to round off my current account balance.

    Well done Sunshine, that's inspiring stuff! :j:j:j

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    £289.45 for me today - a double PAD to two different debts.

    Thanks for all the support - I've rallied and have shuffled some money around. All my CC debt is now at 0% and DH's is all at 6.9% so back in control. I am determined to get our debt sorted as a priority. Christmas? Bah humbug! Who needs presents anyway? :rotfl:
  • Great news!

    Mazuma have paid me for my old mobile handset so rather than letting it sit in the bank I've made another payment to the pesky card... that's another PAD of £150 today please! :D

    In the past I would have spent a good half hour planning on what I'd spend £150 on... a brand new me!:T

    LMD x

    PS thanks for all your support so far, long may it continue ;)
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hi All

    Yesterday we PAD'd

    £1136.94

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hi All

    I hope no one minds me rounding today off early, i.e now, if anyone makes any PADs before Midnight I will amend the total, & the months total.

    Today we PAD'd

    £2,624.40

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
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