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Over 65s Travel Insurance Guide Discussion
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71 year old.
Completely disagree!
Having been hospitalised in Tasmania, at a final cost including operation, convalescence, repatriation and sundries approaching £40,000, I was mighty glad to have Insurance that covered the whole thing.
Don't know if you have solved your problem but one company to try is Explorer Travel- they are very reasonable for annual insurance
https://www.explorerinsurance.co.uk/quote-single-trip
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Many thanks
Jackie
Do you mean a policy that would cover your friend if she found that she wasn't well enough to travel? That would apply to most policies provided she declared her issues when she took out the policy. You'd need to take out policies (both of you) as soon as you book.
I'm not aware of any that just cover single occupancy.
Retired people often have the time and money to do extended trips: 2 months, 3 months, 4 months, 5 months, 6 months.
None of the stuff I've found on MSE actually helped me find a willing insurer to cover such a trip.
The suggested "Backpacker insurances" don't accept people over age 60.
The traditional travel insurance policies (whether single or multi-trip) don't cover trips longer than 30 or 45 days (or at all, depending on your age). Even World Nomads won't cover over age 64!
if someone is fit and healthy enough - and confident enough in their travel "smarts" - to choose to go traveling for an extended length of time (NEWSFLASH: MANY of us ARE), why do insurers decline these trips as a bad risk? Surely they can make good money out of us?
I'd argue frequently travelling/travelled over 65s are often a much better risk than those who holiday abroad only once a year and so are unused to the foreign food, the climate, the hazards, the different dangers abroad, keeping healthy, protecting possessions.
I've travelled to over a hundred countries and only once needed to make a claim, small at that.
SO . . . Plse does anybody know of any insurers offering extended trip insurance to over 65s?
Thanks
YY
(Plus surely not all MSE staff are youngsters?)
.
Why do I say that?
Because there are world cruises for give/take 120 nights and the cruise lines insist on insurance cover.
They probably are on the dear side........but it might be worth looking to see who Fred.Olsen and Cruise & Maritime state are their preferred (insurance) partners.
If you found my posting helpful please hit the "Thanks" button!
Many thanks