Over 65s Travel Insurance Guide Discussion 15 April 2015 at 3:49PM in Overseas holidays & travel planning 40 replies 19.9K views

Former_MSE_Rebecca

Hi,

We've written a new Over 65s Travel Insurance guide for the website and we'd love your feedback.

How did you find the info? Was it useful? Do you have any other tips you would add?

Thanks for your help,

MSE Rebecca

McKneff

Havent seen it, can you put a link here please.

eDicky

Had a quick look, seems very informative.

I think there's a 'not' missing in the paragraph:

However, one thing to be aware of is that if, for example, the 66 year old fell ill and ended up in hospital and couldn't fly back at the end of the holiday, the 44 year old and the kids would be covered for the cost of having to stay on as they are on a separate policy. If they were all on the same policy they would all be covered

lynbroome

We found that whatever your age it is no good if your travel insurance is provided as part of your bank account's ''extras'' and your spouse is covered by their bank account similar perk because should you be taken seriously ill they are not mentioned on the policy so the insurance firm will not pay out for the spouse to stay at the hospital bedside, stay in a nearby hotel etc etc. If you add your spouse on to your 'freebie'' policy it will be above usual price but if with company such as N/Wide it may be best deal

macloud

Fine, as far as it goes. However, I am trying to get definitive info re the situation concerning holidaying in the Channel Islands (Jersey, Guernsey, etc). Presumably this would apply for any age, so it is of general application and interest.


As the Channel Islands are OUTSIDE the EU, the EHIC card is irrelevant. So what exactly is the position if I fall ill and need medical treatment while I am in the CI ? I am 70 years old; wife 66.


I understand (?) that the reciprocal medical arrangements between CI and Great Britain ceased in 2009. Elsewhere I read that 'emergency treatment' would still be covered (free) by CI Health Authorities. It begs the question of how far this would go of course. Presumably not as far as repatriation by air ambulance !


Anyone got definitive info on current position on this ? We fly out there next Monday !

mgdavid

macloud wrote: »

Fine, as far as it goes. However, I am trying to get definitive info re the situation concerning holidaying in the Channel Islands (Jersey, Guernsey, etc). Presumably this would apply for any age, so it is of general application and interest.


As the Channel Islands are OUTSIDE the EU, the EHIC card is irrelevant. So what exactly is the position if I fall ill and need medical treatment while I am in the CI ? I am 70 years old; wife 66.


I understand (?) that the reciprocal medical arrangements between CI and Great Britain ceased in 2009. Elsewhere I read that 'emergency treatment' would still be covered (free) by CI Health Authorities. It begs the question of how far this would go of course. Presumably not as far as repatriation by air ambulance !


Anyone got definitive info on current position on this ? We fly out there next Monday !

this thread is about travel insurance policies, not free treatment from the State.
What does your insurance document say about the CIs?

macloud

Aah, forgive me, for I have sinned : thread drift.


But, to answer your question, I have no travel insurance (yet) as I am unsure if it is worth bothering because of the uncertainty with respect to the Channel Islands; hence my question here, rather than raising another thread.

SRC1

Hello. This is a first post and a bit off topic so moderator please move this if necessary. As age 70+ UK citizens, living outside the EU but wanting to visit Spain, Portugal etc, we are looking for a UK company who will issue emergency medical insurance. However, they all seem to require UK residency., excepting Nomad who have an age restriction. If anyone can help with this, please do! Many thanks.

dzug1

Will not a company in the country where you live offer you insurance?

Laine1

We are travelling to New Zealand and one of our party will be 68 when we travel. Finding cover for over 90 days is really difficult. Are there any suggestions out there? Thanks

murphydavid

Just got a quote from holiday safe light for a 65 year old and it came to £32.72 not including winter sports.