📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Half way there and a slight change of direction

24567…68

Comments

  • skint_spice
    skint_spice Posts: 13,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    elantan wrote: »
    5 years ? 50months now ... dont make it longer :rotfl::rotfl::rotfl:

    oops - just over four years really, it's been a loooong day:o
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    skint_spice wrote: »
    oops - just over four years really, it's been a loooong day:o


    I am sure it will seem like 10 years though ;)
  • ajmoney
    ajmoney Posts: 6,467 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Looking forward to sharing then next 50 months with you
    MFW 2025 No. 7 £1530/£2700
    MFiT-T7 No. 6 £3571.87/£30,000
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Oooh half way through! Go you El :beer::beer::beer:
    Must use my stash up!
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    Well, just had to log on for this one and wish you all the very best El. Loving the plans. As you know i do love a cunning plan. xx
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    So interesting to read how you've changed tack in your thinking - all sounding good :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hey everyone, thanks for the good wishes :)

    Yes GG it is (for me) about the change in thought patterns as well, this is what I have been noticing especially since I came onto this board, It has changed almost to the point where the money doesnt matter ( it does ofcourse) but I am not concentrating on that, I have cut back as much as we are comfortable with, Tilly Tidies have became second nature, not wasting money has slowed down an awful lot, getting the best deals on bills is par for the course... so now that that is under control its time to look forward to how we want the future to be and make those plans ... and I have no doubt also find ways to make it happen quicker lol
  • beanielou
    beanielou Posts: 95,925 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pops in for the journey :grin:
    Only 4 years to go~~not jealous at all :wink:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Hello, I've noticed that a lot of people start off with the idea of being solely mortgage free, but it starts them thinking about the bigger financial picture.

    I'll be very interested in your progress. :)
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • greent
    greent Posts: 10,798 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oooh - love a well thought out change of plan! :)




    Looking forward to following you on the rest of your journey :)


    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture