We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Debate House Prices
In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Nice People Thread No. 14, all Nice and Proper
Options
Comments
-
Having said that, I've already got to tell my DS that Pluto is now called Asteroid 134340.
There is no honour to be had in not knowing a thing that can be known - Danny Baker0 -
Might be better to stick to using a car rather than a bike then. Or get good life insurance.Mrs Michaels generally manages to 'christen' all our cars in some way within a few weeks of getting them but having done it once (touch wood) never does it again on the same car for some reason....
In fairness Mrs McT hasn't written off a car in at least two decades.
Her specialty these days is losing wing mirrors to stationary objects, closely followed by parking with the nose of the car making a small license-plate shaped indentation in whatever she is next to, and the odd scrape or scuff at one or other of the corners - also usually when parking.
She did once come home with a set of antler shaped dents in a body panel - although she claims both that it was entirely the deers fault and that the deer picked itself up and walked away mostly unharmed....“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
Perhaps he is worried that if the steering wheel is on the wrong side Mrs McT will end up doing most of the driving....
DD1 is not hopeless at maths but she needs to have much more of the basics (rearrange to solve for x, cancel top and bottom) drummed into her and much less time trying to teach new concepts where they only do about 2 example questions because it takes them a while because they can't do the basics quickly. I am starting to see that private school is perhaps of more value if you are OK but not really able where as the really able will succeed even at state school.
Unless they (the state school) decide that because a child has been statemented, that they should then be put in all the lower groups and have no chance at going for the A-C grades on top of having to deal with the most disruptive children in the school....
Youngest was very able intelligence wise but it was not until he was at college and he was thought of as the same capability as his peers that he was able to fly, gone from a student who was not thought of as very bright to one of the top students in the year, currently working at 3 A* at A level even though days lost through illness are still very high.We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.0 -
HAMISH_MCTAVISH wrote: »...the odd scrape or scuff at one or other of the corners - also usually when parking...
That happens to me too.
Pesky little walls, posts and other obstacles that are far too low to see when you're in the driving seat. Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.
0 -
That happens to me too. Pesky little walls, posts and other obstacles that are far too low to see when you're in the driving seat.
That's exactly how she describes it as well.
Her latest car has parking sensors at all four corners and so far they appear to be working quite well. The only car she's nudged with it to date has been mine and at such a low speed it didn't even leave a mark in the dirt on the bumper let alone the bumper itself. A definite improvement.“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
I think on top gear they had a car that had some sort of crash avoidance auto-stop to try to stop parking accidents so of course they managed to crash it in the car park....I think....0
-
-
PasturesNew wrote: »The figures for the income/expenditure bit's the easy bit.
The part I struggle with is all that interest on savings bit.... it's not much, but the bank randomly sends you an annual statement, that looks like other bank statements, so ends up being overlooked and shoved with the rest... and then you're wrestling with files/folders to find it....and double check the date ...and get the figures...and then add them up and compare what you've got with the question the actual return is asking you.
I wish the banks would produce an annual certificate, just the one, printed so it LOOKS LIKE a certificate!
The banks present the amounts in varying ways, so you have to double check you're adding up the correct variations of gross/tax/net and are then putting the correct figure into the return.
Again, not rocket science..... if you can only actually locate those annual certificates of tax paid ....
I have too many, multiple, bank accounts, of all sorts, as a "hang over" from the days when I divided my house sale money into multiple pots to "keep it safe".
All gone now, of course....spent it all
But, I've still got a few quid in each account. I really need to close down ALL accounts and start again with just one. I HATE having more than one account. I've about a dozen - some've never been used as I got stuck during the sign in process and got all the paperwork, but never got round to using them. And others I've had 20+ years and they have £100 in. etc etc
The thing is to close all the spare bank accounts now, so it's all done by 5 April, and you don't have the same issue in the following tax year.
Edit... I'm giving you that advice because then I can feel virtuous and not worry about the chaotic state of my own bank accounts.No reliance should be placed on the above! Absolutely none, do you hear?0 -
The thing is to close all the spare bank accounts now, so it's all done by 5 April, and you don't have the same issue in the following tax year.
Closing bank accounts, even those with no money in them, is not easy. Even if you opened them online, you can't close them online. Had to throw a wobbly in Barclays once as they wanted me to make an appointment to close accounts - only so they could try and sell me something else. Lloyds were better but you still have to go into a branch.0 -
PasturesNew wrote: »The trouble I found was when I first sold my house. Had the money sitting in one simple account, Sainsbobs paying 7%! Then all the warnings came about banks shutting down and splitting it up. At the time the amount in each account was quite low.
But, as I wasn't in a "fixed address", I had left my banking registered at my parents' house 200 miles away. Didn't want banking stuff to come to shared houses, or open/communal hallways where it was all dumped on a table randomly.
So then I tried to open some accounts and they'd halt at the last minute saying they'd send a letter ... well, I wasn't AT the address, so that became a problem for my parents, so I told them to not forward mail to me, but to keep it. When I did collect it, I was "too late" as the letters said I had to go into a branch within X days.
So I had a whole bunch of half opened accounts.
Others I did manage to open. I think the limit at the time was £35k (?). But, for others, to get the better rates you also had to open a current account.
So I've dozens of odd bits and bobs here and there, that I never wanted, never needed, but you had to open two accounts etc etc.
And, since then, I've also "nearly emptied" most.
It's quite daunting.
Then there are the ISAs. Not really understanding those... so I "kept them simple" and just used to phone up Barclays once a year at the last minute to say "take £3k from the account I've got with you and stick it in an ISA". Did that 2-3 years. So they open up a new one each year. So I've a small fistful of those too. I think, overall, I'm in for 4-5 various accounts etc just at Barclays!
Perhaps you could start with just closing one? That will be a start, and you'll probably find out that it's less painful than you expected.
If you never completed opening an account, would it have any money in or would the bank send you statements?No reliance should be placed on the above! Absolutely none, do you hear?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards