Nice People Thread No. 14, all Nice and Proper

Nikkster

Generali wrote: »

My experience of give and take is I give and Mrs Generali takes!

I definitely need someone who will give as good as they get. So long as they have well reasoned views.

Right now I could do with someone to give me a coffee, but I'll just have to compromise and make it myself.

Generali

Nikkster wrote: »

I definitely need someone who will give as good as they get. So long as they have well reasoned views.

Right now I could do with someone to give me a coffee, but I'll just have to compromise and make it myself.

I'm only joking. You don't spend 20 years in the financial services industry without being able to look after yourself. I make a very conscious effort not to be domineering in my personal life but I still get described as 'controlling'.

Wheezy_2

Generali wrote: »

Quel marque vieil pingouin?

Another Mazda.
Mazda 6, 2.0 petrol.
Like below, but without woman, in grey and no snow.

Nikkster

Generali wrote: »

I'm only joking. You don't spend 20 years in the financial services industry without being able to look after yourself. I make a very conscious effort not to be domineering in my personal life but I still get described as 'controlling'.

Yeah, I guessed that

Thought today was worthy of a non-instant coffee, so whilst that was brewing I washed the kitchen bin.

mystic_trev

michaels

There's an article in todays Sunday Times saying 'salary sacrifice' could be for the chop in next months Budget. I assume you've finalised your arrangements for this year? I've posted part of the article on your thread in the Pensions Forum. I didn't bother posting a link as it's a subscription article.

mystic_trev

Generali wrote: »

Tonbridge is a funny town really. A bit of a dump in a very nice part of the world.

True. Charity shops, Pound shops and Estate Agents! It's trying to become a bit more like Sevenoaks with an Artisian Bakery and other niche shops opening up in the Town! It's best selling point is it's rail links, having the benefit of both the Ashford and Hastings lines to London.

michaels

mystic_trev wrote: »

michaels

There's an article in todays Sunday Times saying 'salary sacrifice' could be for the chop in next months Budget. I assume you've finalised your arrangements for this year? I've posted part of the article on your thread in the Pensions Forum. I didn't bother posting a link as it's a subscription article.

Thanks. Salary sacrifice is in place. I need to make personal contributions to cover the NMW bit you can't sacrifice before December rather than April, something to do with pension input years but perhaps I will do them pre budget to be on the safe side. Currently thinking I will run this wheeze for a second year as well as I have just enough headroom using the three year contributions rollover allowance but I guess it depends if the rules still allow. The change to universal credit will knock 13.5k pa off the plus side so it is worth doing before then. Overall each year I do it I effectively move about 20k in savings into 50k in my pension fund although as things stand now the 20k has already been taxed and can be stashed in an isa whereas the 50k will be taxed at 20% when I get it.

Just rewoken up after the others went to church at 8.30, the house is quiet and it is a beautiful morning. I think I could join Nickster in the joys of living alone right now

Nikkster

I got back into bed with my coffee. Just cooking up some brunch, which I might take outside and eat in the garden Not so quiet here as I've got the radio on again Edit: the rest of your post kinda whooshed as it flew over my head.

After the hard work yesterday we went out for food. My fortune cookie told me 'I doubt, therefore I might be'.
I've kept the little slip of paper.

vivatifosi

Wheezy wrote: »

Bought a car yesterday.:)
I'll be sad to see Wheezy Mazda go.

What model was Wheezy Mazda and why replace?

I'm asking as Mazda is on my shortlist for new cars when I finally get round to buying one.

Though of course, I may now have to buy one of these:

Generali

Don't buy a Holden viva.

PS Sorry not to have replied to your PM. I will.