Nice People Thread No. 14, all Nice and Proper

lostinrates

Nikkster wrote: »

Oh no Doozergirl Hope the cctv was in fact working. And that karma bites the culprit(s) on the !!!. At least as hard as they hit your car.

Doozergirl wrote: »

Indeed. May their plumbing be cursed.

May they drive and park with motorists as courteous and conscientious as themselves at all times.

And the plumbing thing.

HAMISH_MCTAVISH

Mmmm, chilli-cheeseburgers, beer, and the Canadian GP starting on TV.

phoebe1989seb

Doozergirl wrote: »

Someone's crashed into my car in a car park and driven off.

Park distance control is screwed, bumper is ugly and I have rather a lot of white paint on my red car. Have to phone the manager of the Travelodge tomorrow to probably find that the CCTV doesn't work or they can't be arsed to look. It's not a big car park.

It's definitely an insurance claim

Grrrr.....sorry to hear that DG

DH had his almost brand new car broken into (the door was drilled) in a Travelodge car park a few years ago....CCTV didn't cover the whole car park iirc and typically where he parked wasn't covered. To add insult to injury, a couple of days later a neighbour with a self drive van drove through our very narrow Hampshire road and badly scraped the side of the hire car provided by our insurance co :mad:

These days DH drives an old Landy - his days of smart sporty cars are over, lol - and another scratch merely adds to the history :D

Hope karma gets them in the end x

silvercar

michaels wrote: »

Be interested in what you choose as my parents are looking for something similar although there list of wants includes cruise control which is often not even an option on smaller cars. They looked at a Juke but felt it was ridiculous that something so large on the outside could be so small on the inside.

New Juke that came out last year is more spacious inside and has bigger boot. The Juke also has cruise control.

LydiaJ

michaels wrote: »

The change to universal credit will knock 13.5k pa off the plus side so it is worth doing before then.

How does that work? I am still not entirely sure how the change to UC will affect me, but I think I shan't get any, so it will mean the loss of the whole of the CTC/WTC part of my income, although that's nowhere near £13.5k pa. Still, I'm quite happy that the change to UC keeps getting delayed. My CTC/WTC would be going down a lot this summer anyway, when DD leaves primary school and I stop paying for after school club. I will be paying a similar amount for her bus pass to get to secondary school, but that doesn't count.

michaels wrote: »

Thanks Lydia - do I just contact them and mention you or do you need to contact them first?

Thanks. I don't know. I'll find out tomorrow and get back to you.

lostinrates

I am really enjoying strange and Norrell on bbc1 apart from the sound quality.

Why cannot the bbc get this right? We had to turn volume up to almost double our normal volume setting, but then the music is too loud.

michaels

LydiaJ wrote: »

How does that work? I am still not entirely sure how the change to UC will affect me, but I think I shan't get any, so it will mean the loss of the whole of the CTC/WTC part of my income, although that's nowhere near £13.5k pa. Still, I'm quite happy that the change to UC keeps getting delayed. My CTC/WTC would be going down a lot this summer anyway, when DD leaves primary school and I stop paying for after school club. I will be paying a similar amount for her bus pass to get to secondary school, but that doesn't count.



Thanks. I don't know. I'll find out tomorrow and get back to you.

Thanks

I think your entitlement is 'grandfathered' - i.e. you don't lose when it switches from WTC to UC but it then does not increase at all if your UC entitlement is less than your WTC one.

The bus companies are missing a trick, they should get ofsted registered and claim they are looking after the kids who are on the bus then you could get tax credits....

As we don't normally get tax credits we use the salary sacrifice via child care vouchers route rather than the child care tax credit route. This is being phased out for new applicants later this year but again will be grandfathered for those already in receipt so it might be worth you looking into doing it this way too?

silvercar

michaels wrote:

....
As we don't normally get tax credits we use the salary sacrifice via child care vouchers route rather than the child care tax credit route...

If you salary sacrifice for childcare vouchers and salary sacrifice for pensions, can you actually end up with negative pay?

LydiaJ wrote:

I will be paying a similar amount for her bus pass to get to secondary school, but that doesn't count.

If school is over 3 miles and is the nearest suitable school that accepted her, you should be getting a free bus pass.

silvercar

Doozergirl wrote: »

Someone's crashed into my car in a car park and driven off.

Park distance control is screwed, bumper is ugly and I have rather a lot of white paint on my red car. Have to phone the manager of the Travelodge tomorrow to probably find that the CCTV doesn't work or they can't be arsed to look. It's not a big car park.

It's definitely an insurance claim

Sorry to hear this I would be fuming!

DS2, having split with the GF last week is now back together with her! I'm not sure if this is a good thing or not.

michaels

silvercar wrote: »

If you salary sacrifice for childcare vouchers and salary sacrifice for pensions, can you actually end up with negative pay?

At one point I was looking at getting the company to lease me a car as it saves half the bik and for an electric car with a 5% bik the income benefit from salary sacrifice can exceed the tax cost of the taxable perk - but in the end found a better deal only available on pcp.

You are not allowed to salary sacrifice below minimum wage and you get no tax relief on pension contributions greater than your income, and it fact most pension companies refuse to accept them.