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Welcome to the Milestone Inn!
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Good morning everyone, what great day it is today. Sun is shining, the weekend is about to start, and I've just passed the £40k repaid barrier. Only £12k to go!!!!!!0
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That next payment went through, I've now got an approx. balance of £9400 left! :j :beer:¤ £25k paid off with Stepchange DMP ¤ Debt Free 01/09/17 ¤¤ Saving for a house deposit by '19 ¤ Savs @ £20,000 ¤
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Back of the net.
Paid off another loan today. Only two loans left.
£42197 of £52549 repaid
I will be back here in 2 days time ... to announce I have crossed the barrier for less than £10k left to pay back ....
Feeling excited, proud, and as if this isn't real. Can't really believe it!
:j
Still living like a pauper .... scrimping and saving, tracking and managing my budget ... but getting there.0 -
So there it goes ...
Under £10k to to go.
Started with £52,549
Now repaid £42,9470 -
Under 19K now and one more creditor paid off :beer:LBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,7640 -
My debt has now dipped under 20k thanks to the PAD thread
VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
A strange milestone but an important one for me. As it's October 1st I got all the statements and bills out and, as I do once a month, sorted out my monthly accounts; and I suddenly realised that, after many years of having a chaotic approach to money prior to that LBM, I'm in control!
I knew what was going out and coming in and when, what expenses I needed to budget for and when, what I could pay off or put into the savings and when.. And I knew it even before I started checking and putting figures into the spreadsheet.
And when I ran the #checksum on the columns they all tallied with the figures I'd already worked out in my head. It's an inexpressibly wonderful feeling!0 -
My debt is now down under £3k. I have £373 left to pay on my Barclaycard, hoping it's gone by Christmas.
Debt free date is set to July 2017 but it may come sooner!0 -
Our milestones for this month ---- 2 Defaults have fallen off our credit file and we have paid off another of our debts. We now have 8 debts left:D
Ellie xDebt Free 1st March 2017
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It's over 3 months since I last posted on here, I am now at under 8k debt, CC below 5k for the first time in many years. Had a good debt busting month after a couple of disappointing ones, hopefully some more milestones to come soon.LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0
Emergency Fund £800.00
Mortgage £73,000 BTL Mortgage £38,0000
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