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  • Good morning everyone, what great day it is today. Sun is shining, the weekend is about to start, and I've just passed the £40k repaid barrier. Only £12k to go!!!!!!
  • That next payment went through, I've now got an approx. balance of £9400 left! :j :beer:
    ¤ £25k paid off with Stepchange DMP ¤ Debt Free 01/09/17 ¤
    ¤ Saving for a house deposit by '19 ¤ Savs @ £20,000 ¤


  • lazer-zxr
    lazer-zxr Posts: 453 Forumite
    Tenth Anniversary 100 Posts Combo Breaker Debt-free and Proud!
    edited 28 September 2016 at 8:18AM
    Back of the net.
    Paid off another loan today. Only two loans left.
    £42197 of £52549 repaid

    I will be back here in 2 days time ... to announce I have crossed the barrier for less than £10k left to pay back ....

    Feeling excited, proud, and as if this isn't real. Can't really believe it!

    :D:j

    Still living like a pauper .... scrimping and saving, tracking and managing my budget ... but getting there.
  • So there it goes ...

    Under £10k to to go.

    Started with £52,549

    Now repaid £42,947
  • zenshi
    zenshi Posts: 1,133 Forumite
    Part of the Furniture 500 Posts
    Under 19K now and one more creditor paid off :beer:
    LBM.....sometime in 2013 £27,056. 10 creditors
    June 20.....£7,587.....3 creditors left 72% paid

    £26,200 on interest only part of mortgage (July 16)...will chip away £17,103
    £49,200 repayment mortgage ( July 16) £37,764
  • My debt has now dipped under 20k thanks to the PAD thread :)
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • Wimbrel
    Wimbrel Posts: 70 Forumite
    Fourth Anniversary 10 Posts PPI Party Pooper
    A strange milestone but an important one for me. As it's October 1st I got all the statements and bills out and, as I do once a month, sorted out my monthly accounts; and I suddenly realised that, after many years of having a chaotic approach to money prior to that LBM, I'm in control!

    I knew what was going out and coming in and when, what expenses I needed to budget for and when, what I could pay off or put into the savings and when.. And I knew it even before I started checking and putting figures into the spreadsheet.

    And when I ran the #checksum on the columns they all tallied with the figures I'd already worked out in my head. It's an inexpressibly wonderful feeling!
  • louby40
    louby40 Posts: 1,605 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My debt is now down under £3k. I have £373 left to pay on my Barclaycard, hoping it's gone by Christmas.

    Debt free date is set to July 2017 but it may come sooner!
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Our milestones for this month ---- 2 Defaults have fallen off our credit file and we have paid off another of our debts. We now have 8 debts left:D

    Ellie x
  • It's over 3 months since I last posted on here, I am now at under 8k debt, CC below 5k for the first time in many years. Had a good debt busting month after a couple of disappointing ones, hopefully some more milestones to come soon.
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
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