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Comments

  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    I'm now under 10K debt left :j

    I'll have a very large prosecco! :beer:
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Today I have officially paid off my Very catalogue :j:j:j:j:j:j:j:j:j:j

    I am beyond happy!!!

    Dxxx
  • Well folks, I've hit a big milestone today I have now paid off 56.14% of my debt.

    I had 3 debts in Jan this year and now I am down to 1. If things go to plan my new debt free date will be Jan 17. I spent the last 10 years of my life in debt and I'm so close.

    Party on everyone
    DMP - JAN 2016
    [STRIKE]Estimated DFD - August 2018[/STRIKE] December 2016
    100% Paid
  • crunch_time
    crunch_time Posts: 1,353 Forumite
    Morning!

    I've got our loan down to £11,875 meaning its below £12k therefore we have paid off all my husbands old debt from years ago - £10k - from when we first met. It had been transferred onto 0% credit cards over and over again until we got a loan a few years ago.

    That's the end of an era.

    Next stop is getting the loan down to sub £9k because that means we will have paid off my old car (that I no longer own).

    According to my spreadsheet this will take a year but I'm hoping it will be sooner.

    I'll have a nice cup of coffee please!

    Cheers!

    Crunchy xx
    19/8/19 vs now Current Total debt £14,188 Savings £2757
    Overdraft £1600 vs £1050
    HSBC1 £1900 vs £3868
    HSBC2 £4100 vs £3730
    Virgin 1 £3050 vs £2800
    House stuff and improvements £4460 Virgin 2 £2740
  • crunch_time
    crunch_time Posts: 1,353 Forumite
    Oh and I've also paid off over half my debt from when I started a diary just over 2 years ago. I very much hope I will be debt free in 2 years time.

    Crunchy xx
    19/8/19 vs now Current Total debt £14,188 Savings £2757
    Overdraft £1600 vs £1050
    HSBC1 £1900 vs £3868
    HSBC2 £4100 vs £3730
    Virgin 1 £3050 vs £2800
    House stuff and improvements £4460 Virgin 2 £2740
  • Irish coffee please. Personal Loan under £2000! Very excited! Be back when its paid off.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • Irish coffee please. Personal Loan under £2000! Very excited! Be back when its paid off.

    Eeeeeeeek go you!

    Dxxx
  • Huge milestone this month for me...after 6 years and two months, we have paid off 91.40% of our debt and our total debt has dipped under 4k to £3,967

    Double Bacardi & Diet Coke to celebrate:beer:
  • System
    System Posts: 178,390 Community Admin
    10,000 Posts Photogenic Name Dropper
    A 1st milestone for me, with a hefty G&T to toast it down: we've got a £1K emergency fund. yay!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • I'm going to join in and start with a nice cold bottle of beer. :beer:

    Reached my first milestone this week by paying off the last £129.99 from an Argos card account. Ah, the sweet relief!
    Wyrd bid ful aread
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