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Comments

  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Hello everyone!

    My most recent milestone is breaking through 90% paid back and I am almost at the 100% mark;)

    As I am almost debt-free, I thought I would break down the remaining time into weeks and I have just 8 weeks left. We have paid back a massive £44,885 and have just £1,326 left to pay:D

    I've put the champagne on ice for now and will just have a large G&T with ice:cool:

    Happy New Year to you all:)

    Ellie x
  • Happy new year everybody. Total debt now under 6k, this is the year I will become debt free! G&T for me as it's work in the morning lol.
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • louby40
    louby40 Posts: 1,628 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I've finally paid off my Barclaycard this weekend. At it's highest it was £10,200 it's taken me about 2 years to pay it off.

    Another 7 months and I'll be debt free!
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all!

    I am now under £7k debt remaining :D as it's nice and early and I'm shattered, I think I will need a large latte!
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • January2015
    January2015 Posts: 2,369 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    We are now £1 under £70k debt:j

    Just two years ago joined this forum and went into setting up a DMP owing almost £95k. Payments didn't start until March. So 22 months of DMP has seen our debt reduce by in excess of £24K. Prior to being on a DMP our debt just stagnated (treading water paying interest), or increased.

    We haven't paid £24k because we have been fortunate enough to settle one debt at a discount....but it all counts to me :)

    Sounds daft to be so ecstatic at sub £70k debt, but that's me :D
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    We are now £1 under £70k debt:j

    Just two years ago joined this forum and went into setting up a DMP owing almost £95k. Payments didn't start until March. So 22 months of DMP has seen our debt reduce by in excess of £24K. Prior to being on a DMP our debt just stagnated (treading water paying interest), or increased.

    We haven't paid £24k because we have been fortunate enough to settle one debt at a discount....but it all counts to me :)

    Sounds daft to be so ecstatic at sub £70k debt, but that's me :D

    Well done January, brilliant achievement so far;)

    Ellie x
  • lazer-zxr
    lazer-zxr Posts: 453 Forumite
    Tenth Anniversary 100 Posts Combo Breaker Debt-free and Proud!
    edited 27 January 2017 at 11:58AM
    £51k barrier broken

    Started with £59,353

    All of my loans paid off now. What a feeling!
    Just 0% credit cards left to go.

    Nearly there.
  • It's pay day and my credit card is now below 3k. Think it will be a bloody mary for me, first of my 5 a day :O)
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Several milestones for me this month:

    1. Another debt paid off (seven left)

    2. One payment left before I am debt-free:rotfl:

    3. All debts under 1k in total (£663) - in fact all are under £50 apart from 1

    4. I have 25 days (and counting) before my DFD

    5....did I mention I'm going to be DEBT FREE in 25 days time!!!!!!:D

    Champagne still on ice so I'll just have a coffee for now:)

    Ellie x
  • January2015
    January2015 Posts: 2,369 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Several milestones for me this month:

    1. Another debt paid off (seven left)

    2. One payment left before I am debt-free:rotfl:

    3. All debts under 1k in total (£663) - in fact all are under £50 apart from 1

    4. I have 25 days (and counting) before my DFD

    5....did I mention I'm going to be DEBT FREE in 25 days time!!!!!!:D

    Champagne still on ice so I'll just have a coffee for now:)

    Ellie x

    Ellie - what a fabulous post to wake up to today. You've made my day :beer: I am sooooooooooooooooooooo pleased for you.

    I think you said you will be debt free in 25 days time......or did I misunderstand ;)

    Shout it from the rooftops girl:j:j:j:j:j 1st March cannot come quick enough for you :T
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j
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