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Total debt is now under 15k, it's been a tough year of it but I am a lot happier with this than I was a year ago. Think I'll just have a coffee this morning to keep myself awake :O)LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0
Emergency Fund £800.00
Mortgage £73,000 BTL Mortgage £38,0000 -
After my payment went out yesterday I now have just 6 months left on my DMP! It's been 7 looooooong years but there's finally light at the end of the tunnel and I can look forward to the new year instead of it just being yet another year of struggling on. Can't wait!!0
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brilliant brilliant people!! scary fruity lethal punch for all - with a mandatory cocktail umbrella and a curly straw!! drink up my friends and to your very good debt busting health!Debt at highest - June 2013 - 26k/ March 2018 - 2500
Proud to be dealing with my debts0 -
My car loan payment came out yesterday, so that's now dipped under the 7k mark, strong coffee please to get me though the morning :O)LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0
Emergency Fund £800.00
Mortgage £73,000 BTL Mortgage £38,0000 -
Make mine a flaming sambuca please
I paid off my vanquis card today, I officially now have more money per month to pay off MBNA to try and reduce the amount owing on that when the interest free period runs out in June....will never be able to clear it by then, but the less interest I'm paying the better!
:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
I said that I would be back in a couple of days and here I am!
Due to some inheritance I am now below 4k, whilst this is great, I feel a little bit hollow about it. I will toast my great aunt who left me the money and hope I can go on and do something worthwhile with the money that she has saved me.LBM: Dec 2012 - Debt £38,180/ Now £0.
DFD - 17/04/2016
Gambling: The sure way of getting nothing from something.
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Hi Kirstypoos
As you clear CC you may well find that they offer you further 0% deals. There is nothing the CC companies hate more than an zero balance. One word of warning do check exactly how much interest or fees you'll be paying. As I got to the end of my debt busting effort it was actually cheaper to keep debt on a low interest CC than to pay the fee to transfer it to 0%.
Anyway great news and you are getting there
LDg0 -
Not really massive like paying a card of but fully paid my tv licence of till February but contacted them and going to continue making payments for my next licence
so if carry on paying 7pound 50 it will be paid of by the time the licence is due meaning dont have anything to pay for a full year
Mum to two girls chloe & Lily-Rose0 -
Thanks LDg, I did have a little working out session when the vanquis was almost paid off regarding shifting the remaining to 0% but it worked out that I would be worse off, so avoided like the plague!:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
I said that I would be back in a couple of days and here I am!
Due to some inheritance I am now below 4k, whilst this is great, I feel a little bit hollow about it. I will toast my great aunt who left me the money and hope I can go on and do something worthwhile with the money that she has saved me.
getting out of debt is a hugely worthwhile thing to do - so you are already doing something worthwhile with it!Debt at highest - June 2013 - 26k/ March 2018 - 2500
Proud to be dealing with my debts0
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