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  • zenshi
    zenshi Posts: 1,133 Forumite
    Part of the Furniture 500 Posts
    First time poster on this thread :D

    I've been in my overdraft for years and it's the only debt that costs me, so I've been chipping away. The last couple months I've been dipping in and out but by next year, as in 1st Jan, it will be totally paid off and I'll have a buffer so I won't need it ever again :j
    LBM.....sometime in 2013 £27,056. 10 creditors
    June 20.....£7,587.....3 creditors left 72% paid

    £26,200 on interest only part of mortgage (July 16)...will chip away £17,103
    £49,200 repayment mortgage ( July 16) £37,764
  • Well done Zenshi;)
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi all!! I am now officially under 18K! Only by £20 but under is under!

    I'll have a black coffee (after a little too much prosecco!)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Well done Kirsty! Mince pie with your coffee ;)
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Morning all!

    We are officially overdraft free!!!

    After over 12 years of being around £2000 overdrawn this is a massive achievement for us!

    Next step = the credit cards. I have to master these once and for all.

    Ill have a gin and tonic please.
    Cheers everyone!

    Crunchy
    19/8/19 vs now Current Total debt £14,188 Savings £2757
    Overdraft £1600 vs £1050
    HSBC1 £1900 vs £3868
    HSBC2 £4100 vs £3730
    Virgin 1 £3050 vs £2800
    House stuff and improvements £4460 Virgin 2 £2740
  • Brilliant news Crunch_time! What a fantastic feeling when one of your debts is paid off;)

    Cheers:beer:
    Ellie x
  • Karen777
    Karen777 Posts: 416 Forumite
    great going everyone!! have been thinking about a juke box for the bar -maybe with some DFW themed songs? Money's too tight to mention? Money Money Money? The rocky theme tune (for when we need motivating?) ... I can't remember the name of it but still! any more?
    Debt at highest - June 2013 - 26k/ March 2018 - 2500
    Proud to be dealing with my debts
  • How about...She works hard for the money (Donna Summer) or Money for nothing (Dire Straits):rotfl:

    Ellie x
  • January2015
    January2015 Posts: 2,369 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    edited 29 December 2015 at 9:17PM
    2 milestones for me this month :)

    :j:j .......... Over 10% of our debts now cleared....... :j:j
    :j:j ...............Debt balance is now sub £85k........... :j:j


    I'll have a Crabbies Ginger Beer please :)

    Oh and what about Pink Floyd's "Money" for the JukeBox - fantastic bit of guitar playing in that :T

    Next goal for me is £10k paid off - so I'll be back in for a visit at end of January :)
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j
  • Chink, chink January! It's great to see those debts tumble:beer:

    Ellie xx
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