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Comments

  • lincs1205
    lincs1205 Posts: 311 Forumite
    Definitely thanks Kirstypoos
    MBNA 0% ends 10/04/2020 £15843
    Virgin 0% ends 09/06/19 £ 8007
    Virgin 0% ends 17/7/19 £6379
    Virgin 0% ends 17/7/19 £ 7229.26
    £30229 :eek::eek::eek::eek::eek::eek::eek::eek::eek:
    SPC 069
  • Karen777
    Karen777 Posts: 416 Forumite
    brilliant start to the year everyone! inspiring milestones!
    Debt at highest - June 2013 - 26k/ March 2018 - 2500
    Proud to be dealing with my debts
  • KirstyO
    KirstyO Posts: 287 Forumite
    Debt-free and Proud!
    I missed a milestone at the weekend - a year debt free!!
    Debt free on 2nd January 2015
    Next savings goals:
    £5k emergency fund
    £4k holiday of a lifetime fund
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,144 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    KirstyO wrote: »
    I missed a milestone at the weekend - a year debt free!!

    Woo-hoo! :T

    I can't wait to be able to join you. Small win for me, I've transferred the last of my debt to 0% with a saving of £1160 ish in interest payments.

    Baby steps... :)

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • KirstyO
    KirstyO Posts: 287 Forumite
    Debt-free and Proud!
    LittleMissDetermined wrote: »
    Woo-hoo! :T

    I can't wait to be able to join you. Small win for me, I've transferred the last of my debt to 0% with a saving of £1160 ish in interest payments.

    Baby steps... :)

    LMD x



    Baby steps all the way, and great that you're still cred-worthy enough to get a 0% deal. By the time I had faced up to my debts, I was so trashed that my only option to lose any interest payments was to get Stepchange to plead my case and get the lenders to stop adding it! Thankfully I think all of them did in the end, but I know that not everyone is so lucky!
    Debt free on 2nd January 2015
    Next savings goals:
    £5k emergency fund
    £4k holiday of a lifetime fund
  • lazer-zxr
    lazer-zxr Posts: 453 Forumite
    Tenth Anniversary 100 Posts Combo Breaker Debt-free and Proud!
    25% paid!!!!!! 25% I can't believe it.
    Debt of 51k, over 13k paid back now. 25%!!!!!!!!!!!
    The massive effort is beginning to feel a bit worth while.
  • debbie_debt
    debbie_debt Posts: 299 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I've got my pina colada chilling in the fridge to celebrate £20k paid off my debt in 2 weeks time... I'll come back to check-in when we actually hit the milestone, but when I saw this thread I couldn't help myself :rotfl:
    HIGHEST DEBT £63,300 LBM 27/5/2020 DEBT FREE DATE 31.08.2022
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi all!

    I've hit two milestones today :)

    Over 30% paid off my MBNA card :)
    Over 40% total debt paid :)

    I've skinted myself to do it, but payday is only a few days away, and no-one really needs to eat anything other than toast, right?! :rotfl: Oh well, I'm very happy anyway!!
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Forgot to post but I dipped under 17K total debt remaining last week. Still seems like a long way off, but I'll get there!
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • January2015
    January2015 Posts: 2,369 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    No milestone in debt reduction this month as I am only paying my predators a token payment of £1 each for Feb and March. However, my milestone this month is that I am now officially on a self-managed DMP :)
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j
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