Welcome to the Milestone Inn!

Money_Muppet

Asda value sparking water for me tonight. Quietly celebrating debt dipping below £10,000 for the first time in probably the last decade.

Cheers all! :beer:

peteuk

Money_Muppet wrote: »

Quietly celebrating debt dipping below £10,000 for the first time in probably the last decade.

Cheers Money_Mupet! :beer: I'll drink to that!

Taadaa

I'm going to say having all my debt on one card with a long 0% deal is a milestone. Slowly getting there.

sexyshark

paid off my barclaycard last night so out of 11 creditors at the beginning of the year i am now down to 3 creditors and will be down to 2 and the end of november

Blue_Bird

A little bit late, but I started on YNAB last month, (ridiculously addicted to it!) and for the first time in I-don't-know-how-long I was in credit at the end of the month!

Thinking about money in categories has really helped to focus my spending.

I'm not in debt anymore, so my next milestone is my Emergency Fund!

andyfromotley

Blue_Bird wrote: »

A little bit late, but I started on YNAB last month, (ridiculously addicted to it!) and for the first time in I-don't-know-how-long I was in credit at the end of the month!

Thinking about money in categories has really helped to focus my spending.

I'm not in debt anymore, so my next milestone is my Emergency Fund!

Its amazing isnt it. Since starting it in the spring i havent been overdrawn once. This is unbelievable for me. Other than planned expenditure which has been paid off in full ihavent added a penny to my CC's either. If i had learnt how to budget in my teens or twenties i may well be a millionaire by now!!

Blue_Bird

andyfromotley wrote: »

Its amazing isnt it. Since starting it in the spring i havent been overdrawn once. This is unbelievable for me. Other than planned expenditure which has been paid off in full ihavent added a penny to my CC's either. If i had learnt how to budget in my teens or twenties i may well be a millionaire by now!!

That's SO true! It's funny as I'm no better paid, in fact, I earn less at the moment than I have previously, but when I think of the money I've spent with nothing to show for it :eek::eek:

As YNAB says though, it's present and future, not the past that are important! Onwards to the next milestone!! :money:

Dollymix12

I'm having a small celebration today, I paid a large chunk of money off my lloyds credit card :j I'm just waiting for a cheque to clear to pay some more off and then I've got enough in savings to pay the balance, don't want to wipe my savings out so just waiting to get paid at the end of the month and that will be the end of that card :T That will just leave my Next account and my overdraft which I could clear by December if it wasn't for Christmas but it does mean I should be debt free by Jan/Feb which will be the first time in around 15 years! I'm so excited I can hardly wait!!

sexyshark

well would you believe it i have paid off another debt so down to 2 now, i am 2 months ahead of schedule, and feeling really proud of myself as i started with 11 creditors at the start of the year and got it down to 2

Kate_fixing_it

Hello fellow milestoners! First post on this excellent thread so I'm going to make it a good one.

Jumping with joy here as...

1. It's 2 years on Saturday since my LBM
2. It's 18 months since I started my DMP with SC
3. In the last month I've been able to make 2 F&Fs
4. My October DMP payment pushed my payments made total over £9,000
5. I've FINALLY got through to pay the latest F&F settlement
6. I should be able to get shot of the penultimate credit card debt by the end of the month
7. My debt remaining just dropped to £3,633.13

:j :j :j :j

Kate x