Hope is not an Effective Financial Strategy

shangaijimmy

A_Frayed_Knot said:

At least you haven't roped the kids in for a run - yet.

Today I saw a dad & son out jogging - and it was the dad that was lagging behind, red faced and out of puff 

I've been amazed at the 'new' joggers out and about. And on a similar point I last night run was tough as my legs felt so heavy after a day of sitting round. I unsuccessfully spent 3/4 of a mile trying my best to catch/close an 80m gap on a fellow runner. Thankfully she put me out of my misery by not turning left when I did! That bit of running drained my legs of every ounce of energy left, and the hill that I ended with was torture.

shangaijimmy

badmemory said:

Just a thought but how many of the children in their classes do you think are actually doing any homeschooling?  According to the rules around here they are not supposed to be learning anything new.  The ones who are attending school would have such mixed classes that it is more like playschool.

Suffolk_lass said:

It is retaining the habit of working that is key to the home-working for the children. I agree the intention isn't for the parents to teach them something new but revision of what they have learned with their teachers will reinforce that learning and it all helps. My niece is very impressed that her Y7 students have been asking lots of questions which means they are bored with too much freedom and actually attempting the work she set.

I suppose it would be even more difficult for school if 30% of the class are 6 weeks further on in the syllabus that the others when they return. I hadn't really considered it that way.

Exactly the point in trying to keep some routine. I've also found that they play so much more outside during our breaks and then after 'school'. At the weekend it was a challenge on Sunday getting them away from screens! Thankfully the teachers from year 3 have set a few English tasks for the kids for the week, so my problem from yesterday has at least gone for this week!

Some of the comments from 'friends' to justify not doing anything with their kids is just setting them up for a much tougher time when schools resume. And the same parents will be quick to condemn the school for their childrens lack of progress.

I've actually spent some time with DS1 about money and banking. We opened him a junior current account together and set up online banking. I just couldn't help myself from talking about money!!

debtfreeoneday

I seriously feel for the parents that are in this home schooling situation.  We choose to do it but home ed looks nothing like it does at the moment for us.  Advice I've given to friends is try and be creative exactly as you did with the nerf gun thing.  Kids will catch up when they go back to school and the earlier poster was right in that it's just keeping them in the habit of learning, not necessarily anything new though.  Spellings with chalk in the garden, nature art - there is so much you can do, though I totally get people are trying to work around their kids as well.  Some good documentaries around, mine like brain games on Netflix and loved Spy in the Wild on recently.
High five to you SJ and all the other parents keeping their heads above water at the mo with kids!

A_Frayed_Knot

shangaijimmy said:

A_Frayed_Knot said:

At least you haven't roped the kids in for a run - yet.

Today I saw a dad & son out jogging - and it was the dad that was lagging behind, red faced and out of puff 

I've been amazed at the 'new' joggers out and about. And on a similar point I last night run was tough as my legs felt so heavy after a day of sitting round. I unsuccessfully spent 3/4 of a mile trying my best to catch/close an 80m gap on a fellow runner. Thankfully she put me out of my misery by not turning left when I did! That bit of running drained my legs of every ounce of energy left, and the hill that I ended with was torture.

Lots of new joggers about, the family I saw, the kid was well ahead and about 10 years old 

South_coast

Great going on the banking education SJ, that's probably the lesson which will stick with him and serve him best for the rest of his life! 

shangaijimmy

Month 61 - March 2020
Well I have started year 6 with a mini slow down because of this whole virus thing... Progress is progress though and there is an OP amount that will never have interest paid added to every again, so a silver lining out there.

Month Figures 

• Closing Balance - £75,021.03
• OP's - £68.90
• Net Reduction - £468
• % Loan Remaining - 55.16%

Life of Diary Figures

• Total Reduction - £60,979.78
• Ave Month Reduction - £999.67
• Total OP's - £32,592.16
• Ave Month OP - £534.30

Suffolk_lass

Ooh that looks great! I would have been soo tempted to add £20.22 to the OP total though, to get that total reduction to a nice round figure. I know, it is just my brain. Well done and don't be disheartened by a prudent slow-down in progress.

shangaijimmy

I was so tempted but with current situation my holding pot has priority! There is £118 in the holding pot that is earmarked for OP's whenever the world reverts to a normal existence again! So I'll get my brick coloured in eventually!

themadvix

Just think, with the reduced spending as everything is shut there should be more to put in it too! 

South_coast

I'm yet to feel the benefit of the reduced spending, not with BF fetching my groceries....😂