Hope is not an Effective Financial Strategy
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I normally take the day off as I don't want to work an extra day for free! No need this year with it being a weekend though 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
shangaijimmy said:Thanks all (I can't seem to multi-quote on my chromebook ).and I'm afraid it's bad news for the chromebook - it has an expiry date for updating, which mine reached a couple of months ago, you can still use it - but security is not there but I now have a shiney new one, didn't know that when recommended them, sorry. But I still love them and think they are good value :Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.194
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A_Frayed_Knot said:Like your thinking SJ, every chance you get.The date 29th Feb also has significant meaning to me. I can't do the o/p - but although working a 12 hour day that day, I am arranging a "special" meal - as 1st of all - that was the date my mortgage started - 8 years ago, and it was also my "goal" date to becoming MF Special dateWhen the date comes round, I always think - Where's my extra day's pay Would be nice - free moneySuffolk_lass said:Oh I am liking that idea - my friend proposed to her (now) husband on the last leap day and they married the following August. That seemed a momentous thing to do but it was because he had had a health episode where she could not make a decision for him as she was not his next of kin...
This sounds much more up my street. My mortgage will have 29 more payments when we get to 29th Feb so
might multiply by 29 - my 29 on 29 (to go with my 20x20s for 2020) - but I might not make it a mortgage repayment, it might have to be a saving or a spending thing. I will have a think (and about yours, of course, as this is your idea)
Love the idea of a 29 Feb bonus OP. Mine will have to be small as it’s all tied up elsewhere... but think it’s a great idea (and it’ll be nicely marked on the mortgage statement!). Will have a think...
With all those correlated numbers I think you have no choice but to find a way to utilise the number 29. It would seem that the stars really are aligned for it...Are the memorabilia tops worth listing on eBay? (By get rid of, I assume you’ve chucked them, but thought it might be worth checking if they’re worth anything?)
They're not really worth a great deal, but through work I have a way of donating to a relevant museum where they will be appreciated. I paid nothing for them and am happy for an acknowledgement of being donated by...
MFW: Was: £136,000.......Now: £61,892.24......
Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
1% Mortgage Challenge 2022 - £157.59 of £6502 -
debtfreeoneday said:Now I can't even remember what the name used to be!MFW: Was: £136,000.......Now: £61,892.24......
Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
1% Mortgage Challenge 2022 - £157.59 of £6503 -
A_Frayed_Knot said:shangaijimmy said:Thanks all (I can't seem to multi-quote on my chromebook ).and I'm afraid it's bad news for the chromebook - it has an expiry date for updating, which mine reached a couple of months ago, you can still use it - but security is not there but I now have a shiney new one, didn't know that when recommended them, sorry. But I still love them and think they are good value :
What do you exactly mean by expiry and security, what does that mean to me using mine? And how will I know? I reckon mine is about 4yrs old, maybe 5?MFW: Was: £136,000.......Now: £61,892.24......
Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
1% Mortgage Challenge 2022 - £157.59 of £6505 -
That interests me too about the chromebook ... I was investigating them on the off chance, and a woman at PC World who seemed very knowledgeable told me that they can last 20 years because the operating system is updated forever ....
2023: the year I get to buy a car5 -
I thought you had a new diary for a while Jimmy, love the new title.Hasn't half-term been a washout!May 2024 - part 1 - £29,628 part 2 - £24,612 Total - £54,240 42 months to go!4
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Re memorabilia tops, that seems like a nice thing to do with them, especially if they didn’t cost you anything.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
shangaijimmy said:What do you exactly mean by expiry and security, what does that mean to me using mine? And how will I know? I reckon mine is about 4yrs old, maybe 5?http://support.google.com/chrome/a/answer/ (just tried it - doesn't work) !!!! if that doesn't work, will get back to you about it later, or maybe google it -"manage policies for chrome devices - Auto update policy"Your chromebook will still work, it - just won't update - utube starts going fuzzy sometimes, and they captcha thingswont work, so cant get by them to get to my paypal etc. hehe - got some money in there but dont know how muchKarmacat said:That interests me too about the chromebook ... I was investigating them on the off chance, and a woman at PC World who seemed very knowledgeable told me that they can last 20 years because the operating system is updated forever ....Sorry need to dash - meeting girls at work for lunch - will be back later, to see how you both get on with the info.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.193
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South_coast said:I normally take the day off as I don't want to work an extra day for free! No need this year with it being a weekend though 😀MFW: Was: £136,000.......Now: £61,892.24......
Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
1% Mortgage Challenge 2022 - £157.59 of £6505
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