📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hope is not an Effective Financial Strategy

1349350352354355436

Comments

  • Its been a few days since I've logged on. The only things happening have been daily TT's. My TT pot for the week amounted to £4.66, which I then rounded up to £5.00 and promptly dispatched to mortgage.

    Half term is upon us and we have to confess to being under prepared for it this time round!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Suffolk_lass
    Suffolk_lass Posts: 10,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I agree with KC about that strap-line - it should be in your signature IMHO. Have a great half-term week
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Thank you KC and SL. Without revealing what I do or what industry I work in my seminar was about Interdisciplinary Considerations, and we were looking into how to utilise the whole team to have greater strategic direction and responsibility. I always write the word Hope on the whiteboard. Too often, in my industry, people seem to hope that things work out and then blame eveything but their (lack of) planning when it doesn't.  

    The more I think about it, its just as important with our finances. Rather than my signature it should probabaly be the title of my thread (which I really dislike now) :/
    MFW: Was: £136,000.......Now: £47,736.58......
  • themadvix
    themadvix Posts: 8,801 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Have you investigated whether you can change it now we have a new forum?

     I’ve always been intrigued by what you do - the long hours, weird shifts, and it sounds very interesting!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • I think I'll investigate. Its perhaps an appropriate point as yr 5 ends of diary. 

    Defining my job is a challenge in its self at times...
    MFW: Was: £136,000.......Now: £47,736.58......
  • Well I finally tackled the shelving unit. Carrier bag of junk to the bin. A few things for CS and 8 Nintendo 3ds games for Ebay (you never know we may £2  each). I'll pop on tonight and give them 4 lists, any non sales will go to CS.
    MFW: Was: £136,000.......Now: £47,736.58......
  • A few things to report: 
     * Firstly I appear to have changed the name of my diary!
     * Secondly I've listed the games in a bundle and they received a bid within 10mins of listing  :) I also listed the console case, but not optimistic on that one.
    MFW: Was: £136,000.......Now: £47,736.58......
  • Love the new title of your diary Jimmy. I used to work for a boss that always used to say "you can't just kick the ball and hope " I think it means the same thing and something that resonates with me being a bit of a planner ( surely not  :D )
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.