📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hope is not an Effective Financial Strategy

1329330332334335436

Comments

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Awesome SJ on getting into the 7Ok bracket! What a great month! Now lets get after those £60ks
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Chuffed for you, Jimmy, here's to the caravan :)
    2023: the year I get to buy a car
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well I suppose the lakes isn't the lakes if it isn't raining! And boy has it been raining! The field outside the caravan is now a lake, but I suppose we're lucky as you usually pay a premium for a lake view...!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Watty1
    Watty1 Posts: 6,908 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A lake view ... how lovely and so much fun for dog to splash in :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That's an unexpected upgrade! The children will love it though.

    Hope you all have chance to relax and switch off for a while. Time to recharge.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • If you makes you feel better, it isn't much better anywhere else in the UK by the sounds of it!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Watty1 wrote: »
    A lake view ... how lovely and so much fun for dog to splash in :)
    No pooch I'm afriad. We decided he's a bit too tying with our days out decisions, and its not fair on him to leave him in at the van whilst we're out etc... So he's on his holidays at grandmas, no doubt having a whale of a time with his doggy cousins and a mountain of treats!
    CathT wrote: »
    That's an unexpected upgrade! The children will love it though.
    Hope you all have chance to relax and switch off for a while. Time to recharge.
    As well you know there is no relaxing with 3 kids! But its a different kind of switch off. I have to acknowledge that I've snoozed nowhere near enough yet.
    If you makes you feel better, it isn't much better anywhere else in the UK by the sounds of it!
    We had a dry day today. So dry that we managed to dry all the swimming stuff outside this morning, then reuse it and dry it again! Oh how we live to extravagance...!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A quick check whilst having a beer. Mrs SJ and DS1 are watching a film, DS2 and DD are in bed, shattered after an active day. Happy to report that despite the rain and flooded camp site, the caravan hasn't floated off and it remains in the same place we started.

    Having a great time despite the weather. Had a couple of lazy days where we have stayed on the site (swimming pool and soft play), then a couple of active days (aquarium, underground cave) with swimming later on. Watched a few films where we've struggled to hear it because of how heavy the rain has been.

    Moneywise I haven't been tracking! We have spent whatever/whenever we have needed. I suspect we are within our suitably generous budget, and if I've underestimated the price of beer and food then we have some cash for hols left behind. Either way I am very relaxed about it.
    MFW: Was: £136,000.......Now: £47,736.58......
  • themadvix
    themadvix Posts: 8,808 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I love the sound of rain on a caravan (probably because it reminds me of holidays :rotfl: ). Holiday sounds like it's just what you needed, despite the weather. :)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    themadvix wrote: »
    I love the sound of rain on a caravan (probably because it reminds me of holidays :rotfl: ).
    Me too! Holidays in North Wales :):):)
    Holiday sounds like it's just what you needed, despite the weather. :)
    It does, even though you've not quite slept enough, Jimmy, it sounds very relaxing :)
    2023: the year I get to buy a car
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.