We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Hope is not an Effective Financial Strategy
Comments
-
Yes have a great holiday0
-
Thirded, enjoy your break SJ
0 -
Fourthed Have a great time away, hope the weather's good! Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0 -
Reporting in from the caravan with my figures for May. Its month 39 on this diary/challenge and things are ticking along nicely indeed. Enjoy the figures, i certainly have!
Monthly Figures- Closing Balance - £93,938.84
- Total OP's - £587.49
- Net Reduction - £1,076.79
- Daily Interest - £4.22 (5p reduction)
- LTV - 42.59%
- & Loan Remaining - 69.07%
Length of Diary Figures - 39 Months- Total Balance Reduction - £42,061.17
- Total Diary OP's - £23,292.60
- Ave OP's - £597.25
- Ave Net Reduction - £1,078.49
MFW: Was: £136,000.......Now: £47,736.58......0 -
Fab figures Jimmy - love the fact that you are reporting in from the caravan. A true MFWer0
-
Great update jimmy MFW 67 - Finally mortgage free! 💙😁0
-
Fab figures Jimmy
That average OP figure is very close to £600........... just saying
. A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Thanks all. Its agony trying to get that average OP above £600! I managed it for about 3 months last year, but then its dipped below. I also have the tantilising net reduction average just £23 off £1,100...just saying...;)MFW: Was: £136,000.......Now: £47,736.58......0
-
Ooh loving the way you set out that report SJ - very impressive progress. Relax and enjoy your breakSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Brilliant figures, Jimmy. I love the way you want the averages to be tidy 2023: the year I get to buy a car0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards