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Hope is not an Effective Financial Strategy

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  • Glasses with blu tack, things have moved on since I was at school where sellotape was all the rage!
  • mrsp1987
    mrsp1987 Posts: 815 Forumite
    Fourth Anniversary 500 Posts Wedding Day Wonder Cashback Cashier
    Shame the good old "Occulus Reparo" doesn't work IRL :rotfl:
  • Cleaning blu tac off glasses and out of the screw hole isn't as easy as it sounds either!

    21p TT'd this morning, and yesterday's payday has converted into pay out today, so that 2k temptation has now gone!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Just opened another current account! I have a cooperative account all primed for a switch offer, and Yorkshire Bank have duly obliged with a £150 incentive!

    Needless to say that money will go straight to the mortgage and then i'll keep the account ready for another switch! Running out of banks and options now though!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Just opened another current account! I have a cooperative account all primed for a switch offer, and Yorkshire Bank have duly obliged with a £150 incentive!

    Needless to say that money will go straight to the mortgage and then i'll keep the account ready for another switch! Running out of banks and options now though!

    Nice one :)
  • I thought you were stopping, SJ! ;) We're waiting on our incentive from Clyde$dale - said it would be 60-70 days, I believe.
  • In my defence it's not an extra one as one account will close...! This account is the switching account and has gone from Santander, to cooperative, now Yorkshire. More than likely it'll then become M&S, though I'll have to keep that open for 12 months to truly maximise. Any other options feel free to suggest but you have to rule out FD, NW, TSB, Tesco, Halifax, Coop, Yorkshire and Santander. I have a few months to work it out...

    3 days to accounts posting. Going to be a big month!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Are there any left? :rotfl:

    H$BC but FD being part of them, not sure if you'd be eligible?
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Barclays haven't been abused yet either...
    MFW: Was: £136,000.......Now: £47,736.58......
  • Well I posted our small item this afternoon. We made a profit of £1.55 from it and whilst I took the 74p out of my small change jar again (thus jar was always intended for mortgage) so I OP'd after transferring from PayPal. I didn't relist our 55 items last night as it'd gotten a but late for my optimal auction ending time, but rest assured I will tonight. We have till the end of Feb for unlimited free lists (our current offer) so I'll list everything for one day and do it tonight, tomorrow, Sunday and Monday.

    Mrs SJ reckons she has some stuff to list but as yet they haven't materialised!
    MFW: Was: £136,000.......Now: £47,736.58......
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