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Hope is not an Effective Financial Strategy

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  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Stonking month, very well done :T

    Looking forward to your annual figures, they're going to make superb reading.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Amazing month, well done the SJ's!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well up and at em this morning. Showered and ready just waiting for the boys to emerge and spoil the peace...

    There's been a spate of burglaries on our estate recently (28 in Feb apparently). Now I reckon our house would put them off given how any burglars would need to tidy up before they nicked anything but we have a locksmith coming this morning to alter our front door locks. The handle is damaged anyway so killing 2 birds etc... Going to cost a touch over £100 so will nee to budget for that!
    MFW: Was: £136,000.......Now: £47,736.58......
  • ourcornercottage
    ourcornercottage Posts: 1,526 Forumite
    Fantastic month that's brilliant :)
  • EatingTheElephant
    EatingTheElephant Posts: 1,373 Forumite
    Amazing progress, those figures are really tumbling down :)

    Good idea for the locksmith, definitely worth spending money to improve security.
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    SJ, how could you?! You missed a chance for the ultimate anti-Tilly Tidy!

    Another £37.58 OPed would have brought your balance to £123,456.78 :rotfl:

    Seriously, though, super well done finishing out the year strong. :D Looking forward to your recaps!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Where does it all end though hidden... No matter what I tidy, something else is untidy. It's like Chinese water torture. Even my everyday saver for TT's is horribly untidy, it's currently at £1.47 and as everyone knows the number 7 is the most untidy of all...

    Boys eating breakfast, me and pooch on the couch looking at the rain. Pooch will refuse to go out in it so he's sat there sighing and I'm thinking I'll be soaked by the time I sit at my desk after school run!

    At least I've hit my yearly update to look forward to in work...!
    MFW: Was: £136,000.......Now: £47,736.58......
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    shangaijimmy wrote: »
    Natwest and RBS are another I haven't hit yet


    Not sure if RBS ever offer any incentives, I had two accounts with them - only 1 now, as I can't quite bring myself to get rid of my first ever bank account I opened when I was still at school -(I am such a loyal customer) and working weekends - yes I even started saving way back then when working 2 days at the weekend earned me £6 :rotfl::rotfl::rotfl: :D and I had to pay bus fares out of that :eek:


    The time will come when I will switch this account - just not yet.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    hiddenshadow wrote: »
    SJ, how could you?! You missed a chance for the ultimate anti-Tilly Tidy!

    Another £37.58 OPed would have brought your balance to £123,456.78 :rotfl:

    Seriously, though, super well done finishing out the year strong. :D Looking forward to your recaps!


    :rotfl: I had the exact same thoughts - great minds think alike and all that :rotfl:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    shangaijimmy wrote: »
    Where does it all end though hidden... No matter what I tidy, something else is untidy. It's like Chinese water torture. Even my everyday saver for TT's is horribly untidy, it's currently at £1.47 and as everyone knows the number 7 is the most untidy of all...

    True enough. :) Do you view 99,999.99 as untidy?
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