Benefits and children leaving home.

Poppie68

Deleted_User wrote: »

No she is totally irrelevant to my case. Just used her as an example.
I don't understand why people turn so nasty on me?

Seriously, I would appreciate some very honest feedback here because my daily face to face interactions with real people seem to be OK. Unless my perceptions are all wrong.

If you tell them the same as you post on here than I'm shocked someone hasn't given you a good shake by now.

[Deleted User]

Poppie68 wrote: »

If you work full time and can't afford the rent either get a better job or a 2nd and 3rd job or yes move areas......There are jobs to be found in every town in the UK.
Homeowners who lose their jobs or hours get reduced don't have the luxury of housing benefit they may get help with the mortgage interest payments but they don't kick in for a few months and are time limited.

they kick in 26 weeks earlier than they used to

NYM

Deleted_User wrote: »

I struggle to find a LL who will accept me as a tenant despite my clean credit and glowing references.

You really think you'll get a glowing reference from your current LL if he has to wait for the Bailiffs to get you out ?

Deleted_User wrote: »

I can afford but here they have a NO DSS rule and so many applicants to chose from, they won't risk to rent to a single mother in receipt of HB.
So I would need a local authority property when bailiffs come and I still have no where to go because I haven't been accepted, not because I can't afford.

I have a viewing schedule for tomorrow and already asked the LL if he is looking for a long term tenant. If he accepts me, I can move anytime as I have the deposit and rent in advance saved.

It's been explained to you numerous times. It is unlikely you'll be given social housing in your Borough. IF they decide to house you, it may be in an area of their choosing and not yours. They do not have to house you near where you work and your daughter goes to school.

As for your original question on this thread...my advice is to stop worrying about how things might be when your daughter leaves home. That's something that no one can possibly answer.

Poppie68

woodbine wrote: »

they kick in 26 weeks earlier than they used to

Thank you....I knew there had been a change just couldn't remember what.

[Deleted User]

Poppie68 wrote: »

OP people appreciate its not easy when you are a single income household but you do have help in the form of HB,CTC and CB if all that combined with a fulltime+ income is not enough to provide for you and your child then it really is time to think like a grown up and put your head on right. Moving to a different area or part of the country could give you and your daughter a better standard of living, contact with her father can still be maintained and new friends can be made while keeping in touch with old ones.

Thanks but for the last time: with all that combined I can afford.

Also, I don't know anyone anywhere else.
How would I find somewhere to rent from a distance without a viewing etc, move and just go to a totally strange place with a child in tow? How about finding a school and a job? Should I just spend all my savings going back and forth trying to put the pieces together until is time to leave here and get there?
Honestly!

Poppie68

NYM wrote: »

You really think you'll get a glowing reference from your current LL if he has to wait for the Bailiffs to get you out ?



It's been explained to you numerous times. It is unlikely you'll be given social housing in your Borough. IF they decide to house you, it may be in an area of their choosing and not yours. They do not have to house you near where you work and your daughter goes to school.

As for your original question on this thread...my advice is to stop worrying about how things might be when your daughter leaves home. That's something that no one can possibly answer.

As LA places are in such short supply they might just source her another private rental anyway which would put her back to square one after all her efforts of trying to make sure she is offered a LA property...

shegirl

Deleted_User wrote: »

But when did I say I think the grass is greener on her side?
I think she is crazy for declining the interviews!
I am very happy and grateful for my job!

Because you couldn't help but mention her shiny car (not just a car, a shiny one!) and think she got a 'good deal' because her landlord hasn't put her rent up since her husband left her.


Personally though, I wouldn't say someone who has been left as a single parent is 'getting a good deal'


If she keeps asking you for your 'secret', instead of whinging about her why not share with her and help her? She clearly has some interest in working and bettering her income!


As for what people do or should do, everyone else has answered that. I think one of the biggest problems is people don't think or plan for this well expected eventuality,they just bury their heads in the sand. Everyone knows the time comes so those who are so reliant on benefits, even more important for single parents as there is nobody else to provide or increase the household income (barring teens still living at home, of course) it's essential to remember and it is a darn good reason to either keep yourself in some form of employment or voluntary work and perhaps education or training, to whatever degree they can because you're going to have a much harder time increasing your income and finding a job once you kids leave home if you've been a stay at home parent with nothing else for so many years

[Deleted User]

skcollobcat10 wrote: »

When I split with 1st husband I could only afford a 1 bedroom flat. I put a sofa bed in the livingroom and rented out my bedroom. It sounds daft but when money is tight you do what you have to do. I rented to an offshore worker and when he was away 2 wks at a time then my children visited and stayed.

Rents up where I live are quite high. A 2 bedroom flat in good area would be £1250-£1350 obviously it does vary quite a bit across the town and you can get cheaper. I know the prices because I rent them out.

Thanks.
So you sub letted your rented flat?

Poppie68

Deleted_User wrote: »

Thanks but for the last time: with all that combined I can afford.

Also, I don't know anyone anywhere else.
How would I find somewhere to rent from a distance without a viewing etc, move and just go to a totally strange place with a child in tow? How about finding a school and a job? Should I just spend all my savings going back and forth trying to put the pieces together until is time to leave here and get there?
Honestly!

How do you think other people make moves? They research ....the internet is a wonderful thing!



Edit: In fact we bought a house in the UK from abroad after doing extensive research and flying over once from Germany to view it....Neither of use had ever lived here before but it offered the best possibilities for schools, housing and employment....

[Deleted User]

You really think you'll get a glowing reference from your current LL if he has to wait for the Bailiffs to get you out ?


I have a glowing reference right now.