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Renovations and Repayments.

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Comments

  • newgirly
    newgirly Posts: 9,383 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I have a pink smeg fridge (with ice box at the top) it's not been great Hence the fridge fund! Broken plastic bits on the door and a forever leaking ice box dripping into the fridge. It does look really pretty though :D
    MFW 67 - Finally mortgage free! 💙😁
  • maman
    maman Posts: 29,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    My daughter has a Smeg fridge freezer. She's had it for 5 years with no problems and loves it.Alex , if MrsK does persuade you then if you buy one from Boots online using one of their Advantage cards you'll get quite a few pounds back which she can then spend on perfume or make up!:rotfl:
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    newgirly wrote: »
    I have a pink smeg fridge (with ice box at the top) it's not been great Hence the fridge fund! Broken plastic bits on the door and a forever leaking ice box dripping into the fridge. It does look really pretty though :D

    Thanks, NG. :)

    This is the one she likes: http://www.pauldavieskitchensandappliances.co.uk/catalog/product/view/id/8391/s/fab32/?gclid=CPTp-L79o88CFS8o0wodrGYM7Q

    It does say it does not require defrosting - is this really the case?

    Doesn't sound like yours has been good value for money, how long have you had it?
    maman wrote: »
    My daughter has a Smeg fridge freezer. She's had it for 5 years with no problems and loves it.Alex , if MrsK does persuade you then if you buy one from Boots online using one of their Advantage cards you'll get quite a few pounds back which she can then spend on perfume or make up!:rotfl:

    Can't quite understand how a fridge can be "loved". Do you think it is well built and worth the extra?

    :rotfl: Re. wife. I didn't know Boots sold appliances but I'm sure find something to spend the cashback on (and more probably).
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Not a lot has happened today apart from someone at school (staff member) telling me I'm "obviously privileged" (in a rude way) after asking my advice about buying a new car. Really wish the Head of Music hadn't told him to speak to me. Anyhow, despite being "obviously privileged" :rotfl: here I am still paying down my mortgage with a long way to go. Should manage to send £450 this month, which is a large overpayment for my wife and I. So awfully privileged when a roof replacement and an MGB have just about wiped our personal savings out, aren't I? :rotfl: :rotfl: :rotfl:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Really......

    Can you honestly not see it Alex??

    No she didn't have to say it nastily but she wasn't wrong
  • newgirly
    newgirly Posts: 9,383 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 23 September 2016 at 8:22AM
    The fridge was second hand from flea bay about five years ago (it was almost new when bought) I don't use the ice box it's constantly iced up and drips. You are paying more for the style/name not the quality - however that's not to say that's not a good reason to not buy one- you could be driving a one litre fiat panda it would do the same job getting you from A to B :p

    Sorry Alex be you are privileged, lots of us on here are if we are managing to feed and clothe ourselves and still create enough over to have savings or overpay. If in doubt I refer you back to jack monroe's blog and the piece called "hunger hurts" ;)

    Ps. Woman at school should not have been rude though!
    MFW 67 - Finally mortgage free! 💙😁
  • maman
    maman Posts: 29,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Of course the person you spoke to shouldn't have been rude but I thought you were getting a better understanding of 'how the other half lives'. I admire your aspiration but having a mortgage in your early thirties is a pipedream in itself to most people let alone being irked because you haven't paid it off.


    If it was a teacher you were speaking to she could have been earning less than £23 000 a year which, without the bank of mum and dad or other private means, would make it very difficult to buy any sort of house or car. If it was support staff then the salary would be even lower. She'd probably have been looking for advice on a £2000 second hand hatchback circa 2007 so the very idea of someone buying a classic to add to a collection and even having their own house to have a roof repaired would be cloud cuckoo land.


    As for my DD 'loving' her fridge freezer perhaps that was a bit strong. In terms of the William Morris adage she finds it both beautiful and useful. Without a doubt there's also the pleasure in owning a 'label'. I suspect MrsK would feel much the same and the retro look should fit into your home.


    Hope all goes smoothly with LittleK and orchestra later.:)
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Really......

    Can you honestly not see it Alex??

    No she didn't have to say it nastily but she wasn't wrong

    Choccie, I cannot see it. School teacher did not know anything about me apart from being told I teach Music on a freelance and voluntary basis and am interested in cars, so I really cannot see how one can gather such an assertion from a discussion about cars. I found it rather insulting (it all very much had the connotation I knew nothing about the "real world" / my mother and father pay my way in life).
    newgirly wrote: »
    The fridge was second hand from flea bay about five years ago (it was almost new when bought) I don't use the ice box it's constantly iced up and drips. You are paying more for the style/name not the quality - however that's not to say that's not a good reason to not buy one- you could be driving a one litre fiat panda it would do the same job getting you from A to B :p

    Sorry Alex be you are privileged, lots of us on here are if we are managing to feed and clothe ourselves and still create enough over to have savings or overpay. If in doubt I refer you back to jack monroe's blog and the piece called "hunger hurts" ;)

    Ps. Woman at school should not have been rude though!

    :rotfl: I know where you're coming from re. the fridge. :) Don't really know what we're going to do. Mrs K thinks it would rather "lift" the kitchen. I also like the design but do want something that will last (ideally c.20 years). Does anyone know of anything similar to the Smeg with a better build quality?

    The 'Hunger Hurts' article is extremely sad and did make me consider how I had assumed those relying on state benefits live. Though, I don't think that article represents society as an average; I do not personally know anybody that has been in that situation and would say that it is rare. I do not say that to make light of such a situation at all and do think there should be legislation put into place to help those facing such hardship. Privilege is not being able to feed and clothe yourself whilst saving a little money and having a few toys to play with, that is my definition of being financially "average" in the world.
    Bluefire wrote: »
    Only you could claim not to be privileged because buying an MGB has nearly wiped out your savings Alex... :rotfl:

    Does having to sell my TR6 to fund the roof / MG count?
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    maman wrote: »
    Of course the person you spoke to shouldn't have been rude but I thought you were getting a better understanding of 'how the other half lives'. I admire your aspiration but having a mortgage in your early thirties is a pipedream in itself to most people let alone being irked because you haven't paid it off.

    If it was a teacher you were speaking to she could have been earning less than £23 000 a year which, without the bank of mum and dad or other private means, would make it very difficult to buy any sort of house or car. If it was support staff then the salary would be even lower. She'd probably have been looking for advice on a £2000 second hand hatchback circa 2007 so the very idea of someone buying a classic to add to a collection and even having their own house to have a roof repaired would be cloud cuckoo land.

    As for my DD 'loving' her fridge freezer perhaps that was a bit strong. In terms of the William Morris adage she finds it both beautiful and useful. Without a doubt there's also the pleasure in owning a 'label'. I suspect MrsK would feel much the same and the retro look should fit into your home.

    Hope all goes smoothly with LittleK and orchestra later.:)

    Maman, I am aware of starting salaries in teaching which I do think are low. However, you're not accounting for other income or even the wife's / husband's salary. Most people aren't single and live alone.

    Re. the mortgage, yes I'm irked about it. Had I not been such an idiot in my formative years, I wouldn't have needed to have a mortgage on my current property. Is it really any wonder that I'm irked every time I see the payment going out of my bank account?

    As it happens the teacher did want advice about a hatchback (albeit new and options of financing). After finding that they have a family (so not a young single person) and do a lot of outdoors type activities together, I suggested looking at a Land Rover. I made it clear I was not the person to ask about finance (explained it's been many years since either my wife or I financed a car and I had no advice to give as things are likely different now). Offered a look around my car and also suggested a Discovery explaining I'm very happy with mine and had a few LRs previously as well as my mother having them since the 1950s.

    I understand re. the fridge. :)

    Wife took son to orchestra and pleasingly it went well.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    AlexLK wrote: »
    Choccie, I cannot see it. School teacher did not know anything about me apart from being told I teach Music on a freelance and voluntary basis and am interested in cars, so I really cannot see how one can gather such an assertion from a discussion about cars. I found it rather insulting (it all very much had the connotation I knew nothing about the "real world" / my mother and father pay my way in life).



    :rotfl: I know where you're coming from re. the fridge. :) Don't really know what we're going to do. Mrs K thinks it would rather "lift" the kitchen. I also like the design but do want something that will last (ideally c.20 years). Does anyone know of anything similar to the Smeg with a better build quality?

    The 'Hunger Hurts' article is extremely sad and did make me consider how I had assumed those relying on state benefits live. Though, I don't think that article represents society as an average; I do not personally know anybody that has been in that situation and would say that it is rare. I do not say that to make light of such a situation at all and do think there should be legislation put into place to help those facing such hardship. Privilege is not being able to feed and clothe yourself whilst saving a little money and having a few toys to play with, that is my definition of being financially "average" in the world.



    Does having to sell my TR6 to fund the roof / MG count?

    I rely on state benefits as a carer.

    A new washing machine or cooker (or even a new fridge freezer :D) would more than clear me out, I wouldn't have the money to buy one straight away.
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
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