We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Renovations and Repayments.

1177178180182183345

Comments

  • newgirly
    newgirly Posts: 9,400 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hope tomorrow is a happier day for you :)
    MFW 67 - Finally mortgage free! 💙😁
  • Former_E.ON_Company_Representative:_Malc
    Former_E.ON_Company_Representative:_Malc Posts: 6,558 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    AlexLK wrote: »
    Thanks again. :)

    No worries AlexLK. Glad to help. :)

    Malc
    Official Company Representative
    I am an official company representative of E.ON. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Watty1
    Watty1 Posts: 7,192 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope today is a better day :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    AlexLK wrote: »
    Had a really bad day today. Dark thoughts all day and feeling like a complete failure. What I'd like to achieve seems completely beyond me at the moment, very frustrating. I know I'm difficult to be around when I'm like this. :( Productivity has been almost non-existent and I should've had time to put a few items up for sale and do some work. :mad:

    Alex, I know this is easier said than done, but try to remember that thoughts are just thoughts not reality. One of the things that the mindfulness can help with is learning not to follow the thread of your thoughts but just to let them drift by. What I mean is, say you feel useless you just let that thought go through your mind but don't engage with it and get into one of those awful downward spiral self critical internal dialogues.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • ourcornercottage
    ourcornercottage Posts: 1,526 Forumite
    Sending positive vibes.
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Today is a new day, and today is the start of a new Month.

    I don't need to tell you how far you have came in such a short time. You have sold not 1 but 2 YES _ TWO cars, decluttered ...... and I could go on and on .... with what you have achieved.

    In dark days, I really think (and hope I'm right) you just need 1 focus, a small little tiny one, like your music for your son's school - I would hope that would enlighten the darkest of anyone's moods.

    Tomorrow is another day, as they say. Best Wishes.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I hope that you are doing okay this evening :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • choccielover
    choccielover Posts: 412 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Alex have you though about talking to someone.

    Just to give you the tools to compartmentalise, process and deal with these thoughts however is most appropriate.

    It's hard, and difficult to begin with but perhaps something to think of.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    newgirly wrote: »
    Hope tomorrow is a happier day for you :)
    Watty1 wrote: »
    Hope today is a better day :)

    Thank you both. :) Today hasn't been great: rotten MGB, sat in a lot of traffic to see rotten MGB, was late picking son up from school. :o However, we did go for a drive this evening and have a nice fish supper.

    Been thinking about my parents a lot today, wondering if I should just apologise and try to get things back to how they were. My wife thinks I ought not to and I think she's right in principle but my parents aren't getting any younger.
    LadyGnome wrote: »
    Alex, I know this is easier said than done, but try to remember that thoughts are just thoughts not reality. One of the things that the mindfulness can help with is learning not to follow the thread of your thoughts but just to let them drift by. What I mean is, say you feel useless you just let that thought go through your mind but don't engage with it and get into one of those awful downward spiral self critical internal dialogues.

    Thanks LadyGnome. :)

    My problem is I find myself deeply engaging with anything negative and being very weary of anything positive. :(
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Sending positive vibes.

    Thank you, think I need some of those. :)
    Today is a new day, and today is the start of a new Month.

    I don't need to tell you how far you have came in such a short time. You have sold not 1 but 2 YES _ TWO cars, decluttered ...... and I could go on and on .... with what you have achieved.

    In dark days, I really think (and hope I'm right) you just need 1 focus, a small little tiny one, like your music for your son's school - I would hope that would enlighten the darkest of anyone's moods.

    Tomorrow is another day, as they say. Best Wishes.

    Thank you, AFK. :)

    I struggle to focus at all when my mind isn't in the right place. Was in a real downwards spiral early this evening and had convinced myself that my wife wouldn't come home until late despite promising otherwise. Guilt had crept in as I was late picking my son up from school; he was upset about that. Started to convince myself she doesn't really want to be married to me, that I've wrecked her life. 10 minutes later she comes home having not been out with her work colleagues, the guilt was awful.
    I hope that you are doing okay this evening :)

    I'm a bit better now, thank you. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.