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The single track road - life on a different path

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  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Well...

    It looks like this, when in a diagram...

    [money.png

    I had to pay back £250 this year from 2 years ago when they made an almighty muck up.
    At the end of the day Levi all you can do is continue to tell them what your changes
    and amendments are as they happen, and *hope* that they pull their finger out and figure
    it out. I've always told them every change on time.

    They still messed up. But that is life. So long as you aren't deliberately
    misleading them then nothing can happen.
    And they can give you 36 months to pay back any overpayment
    without even going to special measures. x

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • MeandO
    MeandO Posts: 3,249 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Well...

    It looks like this, when in a diagram...

    [money.png

    I had to pay back £250 this year from 2 years ago when they made an almighty muck up.
    At the end of the day Levi all you can do is continue to tell them what your changes
    and amendments are as they happen, and *hope* that they pull their finger out and figure
    it out. I've always told them every change on time.

    They still messed up. But that is life. So long as you aren't deliberately
    misleading them then nothing can happen.
    And they can give you 36 months to pay back any overpayment
    without even going to special measures. x


    Girl did good. :staradmin:staradmin:staradmin
    Mortgage @ 03/2019: £125,000, Now: £50,378.61
    Mortgage OP’s: £22,109.28
    SHTF pot: 209.42/1000
  • Levi-
    Levi- Posts: 1,235 Forumite
    PPI Party Pooper
    A glimpse of my drawers ;)
    I get to change the order of the colours at will . Scuse the mess (and every single one of those drawers is full of junk.. gonna have a big sort out in April when I have a week off!)

    ih7ew5.jpg

    and here just as an extra treat is my new charity shop sweater.. £2 baby! i loove it :rotfl:

    24nkzdt.jpg
    - on a mission to be debt-free by the end of 2017 - :cool:
    [STRIKE]37500 [/STRIKE] 34650
  • Levi-
    Levi- Posts: 1,235 Forumite
    PPI Party Pooper
    Also - keep meaning to ask, did you think any more about income insurance? If you still wanted to go for that I'd consider setting it up now before any formalities crept in about potential cuts to your department - else they might not insure you. At this point you are still 'formally ignorant' to any risk. I started considering it again and got a pretty good quote for a company that covers 65% salary for 12 months, redundancy, accident and illness. I think worry-heads like you and I might really benefit from it..... I just don't like the extra financial outlay atm so its a bit of a dilemma. How do you feel about it these days? x
    - on a mission to be debt-free by the end of 2017 - :cool:
    [STRIKE]37500 [/STRIKE] 34650
  • MeandO
    MeandO Posts: 3,249 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Ohmogod, I NEED that red cupboard..... Not want, need!!!!
    And great taste - I have the same 'every cloud..' Plaque :)

    love the drawers... Am tres jealous. Likty's gonna go nuts, you know this!

    As for income insurance, have thought about it, quite is around £30 a month which I think is a bit steep (is that me being tight?), but I should probably look into further. I'm a bit worries that they wangle their way out of paying if the worst does happen as there's so many t's & c's, they make my brain hurt. :(

    Was your quote about the same?

    X
    Mortgage @ 03/2019: £125,000, Now: £50,378.61
    Mortgage OP’s: £22,109.28
    SHTF pot: 209.42/1000
  • MeandO
    MeandO Posts: 3,249 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    And the jumper - I must be tired, has to read it twice before I got it!! It's awesome!
    Mortgage @ 03/2019: £125,000, Now: £50,378.61
    Mortgage OP’s: £22,109.28
    SHTF pot: 209.42/1000
  • Levi-
    Levi- Posts: 1,235 Forumite
    PPI Party Pooper
    Yeah, £35ish for 65% which was the best percentage of salary for monthly price- but I'm tight too and all the t&c s put me off too - I'm sure they'd find a way to make it so they didn't have to pay out .. bleh.

    Red cuboardy thing - Ikea :)
    - on a mission to be debt-free by the end of 2017 - :cool:
    [STRIKE]37500 [/STRIKE] 34650
  • Levi-
    Levi- Posts: 1,235 Forumite
    PPI Party Pooper
    Thinking of you this weekend and hoping all is going well. Don't forget to show us the cake :D Love ya lots. x
    - on a mission to be debt-free by the end of 2017 - :cool:
    [STRIKE]37500 [/STRIKE] 34650
  • MeandO
    MeandO Posts: 3,249 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    First night of O at Daddy's, I was fine until I went into his room tonight. :(

    I'll be fine though xx
    Mortgage @ 03/2019: £125,000, Now: £50,378.61
    Mortgage OP’s: £22,109.28
    SHTF pot: 209.42/1000
  • Levi-
    Levi- Posts: 1,235 Forumite
    PPI Party Pooper
    Just keep thinking... he's just down the road having boys night! And he's loving it :) Now get yourself some YOU time. :heart2: Everythings cool.If you need me I'm here. Hugs x
    - on a mission to be debt-free by the end of 2017 - :cool:
    [STRIKE]37500 [/STRIKE] 34650
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