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The Happiness Fund.

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Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 9 October 2021 at 3:47PM
    I did buy a bit more. I honestly dont think i need to buy any clothing now for the next year or two. I'm having my regular flu jab today, I can recover over the weekend. I am also doing a small food shop ideally less than £10.

    £333 in account. £155 due on cc bill, £51 in dd still to go out. I appear to have £127 left. . Hurrah this will be spent on food and maybe a day out at half term. 

    Jab hurts so i took a paracetomol and had a good sleep. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Good luck with the jab and write a shopping list, if it's not on the list it stays on the shelf.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • I don’t usually have any problems with the flu jab but my arm was sore this year & I felt grotty too. Hope you feel better today SW. 

    That sounds like a doable budget for the rest of the month 🤗
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 12 October 2021 at 6:12PM
    I am so relieved Skinty. My new job requires research every evening and weekend so I am avoiding expensive things as I dont have time to go out.

    Whilst the new salary has not increased my budget (as I am saving £194 extra every month & the rest goes on travel) it has provided a psychological boost as i know the extra saving means I do not  need to worry about bills/ the odd treat. I am so grateful.    

    Now I just have to make sure i only buy food till half term. Weather is dry today which is brilliant for line drying I hope. I am just lesson writing and i have just mopped downstairs quickly. I might go over it again as it is not as clean as usual as i didnt do housework last week due to work. 

    One lesson to work on till 2pm. Then i might start the other subject.  
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    That boost reduces stress and pressure in your personal life.

    You are sounding a lot happier now.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • It’s great that you are not spending but do make sure you don’t overwork yourself and get plenty of rest and relaxation. 

    Extra savings are fab and you are so worth that extra money 🤗
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 12 October 2021 at 6:21PM
    I am going to take some time off tonight as utterly exhausted after today. Only one and a half weeks till hols!!! We have been given lots of jobs to do in hols too so no actual holiday although i will have weekends off and work in my pjs!


    Hurrah some of my undies came today. So excited! I did a food shop at Al*ee for £18.00, Lots of fruit and meat. There is no shortage yet. I have enough to keep me going for two weeks i reckon. 

    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Oh now, I'd hoped you would get some days to yourself.
    Dig out your most comfortable PJs and slippers, have a nice brand of tea / coffee, put a face pack on and do some work, wash it off during a break. 
    With the bathroom spray cleaner around, close the door and wash it off when you take a break from work and then put the kettle on again.

    Great shopping trip!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 13 October 2021 at 11:10PM
    Great food shop SW 🤗 Hope you do manage to get some rest you sound exhausted 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Had my manager have a go at me unfairly. Nothing i can do about it as it is so subjective. I know he is known for being a bully he has a reputation for it. Glad it is the weekend. 
    Aiming for a minimal spend 2022
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