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The Happiness Fund.
Comments
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Sw, I have just caught up with your diary and wanted to say my fingers are crossed tightly for you in relation to your work situation.
It sounds like you and your friends have an amazing relationship and have shared so many happy memories together. You visits will bring joy to them.
Keep going money wise, stay positive and on track 🙂Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming3 -
Thank you so much LW2G i needed that I must stay positive. I have almost finished all my lesson prep now, just a tiny bit left for the rest of the week. Then i can stock up on food and tidy a bit.Aiming for a minimal spend 20223
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Well done on staying positive SW. We are all with you
Not long till your holidays start 😁0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Holidays in 3 days. Payday in one.
An end of shielding letter came from Matt Hancock today. It has been a year i cannot wait for this horrible corona to go. It delayed my wonderful friend's cancer treatment and meant that it had spread too much so chemo was no longer viable. when the last lockdown finally ended.
Darling Steve is waving to me in phone calls and is happy, Andy is doing so much to keep him comfortable. The hospice want him back as he is v ill now but he wants to stay at home so he can be with his wonderful husband all the time which i completely understand. I cant wait to see him at the weekend. I can still visit in the hospice but others wont be able to and quite a few are coming this weekend to see him from all over the country to cheer him up.
Today i did a big food shop £37 and spent £8 on things for students, I did a tiny bit of lesson prep, two more lots of washing as weather is lovely. As i walked to the supermarket i reckoned i saved the taxi fare and used it on some lovely white daisy's and alliums from a facebay seller for £10 to cheer myself up.
The weather was so bright. It was good to get out of the house as i was getting quite down. The weather is simply lovely. It is just like summer early. I remember when we had an Easter like this over 12 years ago.
Aiming for a minimal spend 20223 -
We can all understand why he wants to stay home, it's comfortable and familiar.
Soon be payday and the weekend.
Enjoy your flowers.Mortgage started 2020, aiming to clear 31/12/2029.1 -
I have also mowed two thirds of the grass. It will be hot tomorrow too and i have a few hours off to do some more mowing in the afternoon. Only two working days and then the Easter holiday. All i am thinking of is about the end of lockdown and the good weather over the hols so i can garden, tidy and do paperwork.
I finally plucked up the courage to see what i was doing this time last year on the diary. I had just gone back to work after my mini operation and we were inspected. My mum and dad did an emergency dash to bring me some food and i was mowing the grass. lol. It is good to have a reminder.
I have spent over £140 visiting the boys this month so I am going to stop putting £100 in my emergency fund and will see if i can pay off my credit card and see how much is left over after payday.Aiming for a minimal spend 20223 -
Thank goodness finally it is payday. After today one more day of work then two weeks holiday and i can sort myself out and spend time with my wonderful friends. Today i mowed the rest of the grass as things are slowing down a little as we are almost on hols. What a difference this makes to the garden. I day at work then it is Easter break I cannot wait.
Aiming for a minimal spend 20222 -
yay for payday 🤗 not long now till holidays0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
You made it and only need to wait another day until you've a long break.Mortgage started 2020, aiming to clear 31/12/2029.0
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I'm so glad as feel i am pretty close to cracking up. lol I will wait for the dust to settle but assume i am making my usual savings of £250 plus the OP from rent of £500. I will pay my credit card in full and see how much is left. My emergency fund is almost £200 and i cant add to it this month.
I will be gardening to save money this Easter and doing plenty of prep at home to minimise spending.Aiming for a minimal spend 20223
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