We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Happiness Fund.
Comments
-
That's what we are doing. Yes you are right. Most people are not ill so dont have reduced hours like me. I am proud that i am doing my best. Saving is a slow process but I will get there.Aiming for a minimal spend 20223
-
SW your bank account may not be full of gold but you have a heart of gold 🧡I bet Steve is finding it a real comfort to see you and speak to you when he is able0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
One of my friends rang me yesterday her friend that was living with her as he was palliatively ill passed yesterday. I am so lucky Steve is still ringing and talking. He is Superman. I am so happy to have extra time.
3 days till payday.Aiming for a minimal spend 20223 -
I was thinking the same about saving over lockdown. I think some people have much more disposable income than others. I am already quite frugal and on a lower income too, so there is a limit to how much I can save. Travel into work is a high cost but that hasn't been the case for me for over a year. You do amazingly well with the resources you have.
I'm glad your friend is improving.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Thank you so much, I have had to upgrade my phone package and it'll now be the princely sum of £15 a month!!! to get ready for work. I have £112 in account but once bills are paid and next month's credit card I am at £-22.
After today only 2 working days till payday. I am really looking forward to having money again! A long day today. Please let it go by quickly.Aiming for a minimal spend 20221 -
It's still a good package price, have you seen the cost of the fancy phone contracts 😲
What are you putting on your CC?Mortgage started 2020, aiming to clear 31/12/2029.0 -
Just food and some travel costs for hospital, vaccine, travelling to boys. It's £60 a month. I have also got £58 in utility bills to go out.Aiming for a minimal spend 20222
-
Hope today went nice and quickly and you managed to have a good day nonetheless. Nearly payday
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Maybe reduce your savings a bit and only use the CC for big / occasional purchases, in a few months you'll be straight again and it's one less bill to worry about.Mortgage started 2020, aiming to clear 31/12/2029.1
-
That's a good idea, I will not save so much in my xmas fund maybe £50 (I really dont want to stop house and retirement savings as my salary will drop v soon) and see if that helps to get rid of cc bill. We get paid in one working day!!!! hurrah.Aiming for a minimal spend 20221
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards