The Happiness Fund.

ginnyknit

Hi hunny, hope you get a rest this weekend. The weather is odd here in Manchester, it feels like its going to rain and is rather chilly now so dont know what is in store. A nice couple of nsd's for you hopefully.

savingwannabe

lol. Hello ladies i have been flapping. Work is busy but fun. I have bought a new plate set (as mine was chipped thanks to LL) and a new picture (£25) i have £10 fun money left in cash form and about a £100 in the bank. I hope everyone is well i will try to catch up. 

Irenadler

Hey Swan. 
Ha! Flapping, you know what mental picture that gives.... So glad you are treating yourself...  

Skint_yet_Again

😆 have just seen the swans flapping about on the local pond. Can see you as a strong graceful bird SW ☺️

savingwannabe

I did lots of work and now i am madly tidying the house before another mad week at work. I still have money left but October's  credit card is huge so i want to save as much as possible towards it. I will try not to buy anything this week. Fingers crossed. Everyone i know is eating out. I am staying in to be safe.  I have some more tomatoes today and also some raspberries from the garden as extras with my tea. Yum. 

MovingForwards

You can do this! You've done well with your NSDs and it's not too long until payday.

Irenadler

Work will keep you so busy, you won't have time to spend! I am willing you on not to spend (and myself too!)
Yes, better to be cautious, I think with all the mutterings about a second wave...

savingwannabe

Hello I don't think i will be able to post till the weekends as I am no longer working from home. I was supposed to get a rise in my wages but like others at work we dont think it will happen as our workplace is broke. I think i am only going to be on £1600 a month. To be honest I am grateful i still have a job in this climate.

I will still try to save £250, pay mortgage of £750, pay house bills £433 and then minimise spending. I am lucky as all of LL money is used to pay off mortgage and save for retirement. My October credit card is £233 (rather high as my insurance was charged to it) but i will be able to pay it off. I have a few things on ebay and hope they will sell they do have watchers we shall see. I have £10 cash left and am only going to buy essential food this month and avoid unnecessary spending. The lovely new picture has cheered me up so i dont  need anything else. 

MovingForwards

You do what you need to do, we will be waiting to hear about your week 🤗

Financial plans look good and can be evaluated as time goes on and thing, hopefully, improve.

savingwannabe

Ok noone laugh it was dark and cold i was feeling sorry for myself so i put my Christmas tree up. I will put the rest of the lights on tomorrow and i feel better already.