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The Happiness Fund.

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Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 22 August 2017 at 7:56PM
    I have woken up. I am trying to be positive. Susan and the boys have just rung me.

    Susan's sister (who works in music) has managed to get us 4 VIP free tickets to the Victorious Festival on Saturday. We have also got two free tickets for my nieces- huge thanks to Mrs 3Dogs. :):):) She saved us over £300. We will have to buy food when we are there though. That's the last meal I am eating out now.

    The last time I went to a concert was over 12 years ago. I am hoping this will snap me out of this negativity. I am so grateful to my friends.

    We are hoping to have haircuts on Thursday night too so we look good when we go.

    Ive been watching Dave Ramsay and doing the maths.
    My new salary will be £1300ish I think.
    Bills will be 319 - I cant reduce these any more.
    Mortgage will be 750
    Money for food and saving £230
    Right the decision has been made for me, no more spending on credit cards other than food and certainly no more ebay till I can find a way to supplement my income.

    Next month will be a new me, Onwards and Upwards.
    Aiming for a minimal spend 2022
  • Kittikins
    Kittikins Posts: 5,335 Forumite
    Part of the Furniture 1,000 Posts
    Hooray for the survey, sounds like it's come at just the right time. Really glad you've got something fabulous to look forward to. Life can be really bleak at times :( but it's good to hold on to the fun things, even when it all seems a bit much. I live not too far from Reading, but won't be going to the Festival, haven't been since I was dating someone who's brother was in a band and he got us backstage passes.......... wow, that was a very long time ago *sigh*
  • That's a great survey payout SW and I am glad you have some lovely friends. Having no money is no fun but its great that you can go to the festival x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I haven't received the money yet - I hope it comes soon. I have done lots of work tonight after work. I hope it pays off.

    I am v stressed I hope it gets better. Off to sleep for an early night.
    Aiming for a minimal spend 2022
  • Get some rest SW you will need all your energy for victorious at the weekend :D I am so glad Monday is a bank holiday :j an extra day off work !
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    It turns out I am having a £5grand pay cut. :eek::eek::eek:

    I am definitely renting a room out.

    I've a tenner to spend at Victorious. Susan is taking us all out to a meal at Pizza Express tonight which is lovely.
    Aiming for a minimal spend 2022
  • That is a scary amount SW ! Try not to think about it too much over the weekend and enjoy yourself you can sort something out after that x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 27 August 2017 at 5:33AM
    We had an amazing day, thank you so much Susan for arranging all of this. The atmosphere was lovely, Jake was great. All in all it was great. I forgot about work and everything and had fun.

    I can't believe how chilled out i am now. It was so relaxing. VIP was lovely Susan even got tickets for my nieces who were wondering around having fun even though rather merry. We could access all areas and my wristband said 'artist'!!!!! The cost of the tickets for us was nearly £600. Thank you so much Susan and to your sister for arranging all of this. Thank you Jake Bugg you were great. I would never have been able to afford all this top class treatment ever.

    My parents come today. It has been a lovely weekend and it has just started. Hooray to my new life.:beer::j:money::D:):T
    Aiming for a minimal spend 2022
  • Kittikins
    Kittikins Posts: 5,335 Forumite
    Part of the Furniture 1,000 Posts
    Holy cow, that's an obscene pay cut :( How the heck does your employer expect you to just suck that up?!?

    Your festival sounds amazing, no idea who Jake Bugg is, but I am aware of his name. I'm only 46, but feel about 96 some times!!! KW and I were looking through a list of people playing at Reading, and I had heard of 5 of them, but him only 3, so I felt quietly superior ;):)
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Ive only heard of him as Susan's sister works with him. And we listen to his cds. I only know old music. lol.

    Work don't care. I'm going to try to supplement it hopefully by trying to rent out a room.
    Aiming for a minimal spend 2022
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