We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
The Happiness Fund.
Comments
-
Hello 3dogs. It's good to see you posting. I'm just recovering from a night time hypo. All is well. I hope you are well. You must take it easy as I know Berry is vvv unwell. I'm looking forward to seeing you v soon.
If the necklace is only £5 I think that is fine to purchase. As long as you have money for the bills, house and food it's ok to spend some. I spent all my money when we went to Swanage so that's why I am not spending any more.Aiming for a minimal spend 20220 -
3Dogs its so lovely that you have given these dogs a loving home. My niece adopted a dog from Cyprus which had been mistreated and kept in a dirty shed with chickens. Now he's terrified of feathers poor thing but he has come on a treat since living with her.
SW I hope you are feeling ok. x❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Hello I am fine. I have ordered a Chinese - that's my last £12 spent! It never even tastes that nice. It's been raining too much to take dear doggie for a walk.
I did some ironing. The weather is supposed to be nice tomorrow.Aiming for a minimal spend 20220 -
I'm tidying today to get rid of the dog hairs and do some last bits of ironing before I go back to work. Then a visit to the supermarket I have been living off the old contents in fridge for a week so I am v proud of myself.Aiming for a minimal spend 20220
-
back to work already SW ????❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
On Tuesday. Yuk. I loved the freedom of the holidays even if I didn't go abroad.
I have had a v lazy day today. I'm going to do some housework now.Aiming for a minimal spend 20220 -
I thought you were off till September
well done on using up food in the fridge ❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Just realised I'm not in till Wednesday! Good news. I was invited to a car boot but I have no money so I am not going.
I have done nothing much to make much income this holiday. I need to think of something I can do to make it. So far my DBS check is still happening so I don't know when I will be taking students in. That plus the gas certificate cost me £130 cash from my holiday money! That's why I am so broke now. I'm just going to have to watch tv which is free to save money. I hope some students come soon and then I can make some money.
I hate being so poor. I am not allowed to buy anything apart from food for the rest of the month. I have 9 working days this month. Roll on payday. I have saved enough money to pay my credit card billwhich is good but I don't have much left over. So I am going to be good.Aiming for a minimal spend 20220 -
Right I am keeping a spending diary to find out where all my money goes. From now on I am only buying food on my credit card. Nothing else. I don't need anything.
It is gorgeous outside. I'm going to have a nap then I will do the grass.Aiming for a minimal spend 20221 -
A spending diary is a good idea SW, I keep a notebook and all my receipts for the month and mark them off as they come out of my bank account. I have stopped getting cash out and use my card otherwise cash just disappears from my purse. It makes me think more about what I am spending.❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards