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The Happiness Fund.

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Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 9 August 2017 at 9:11AM
    Hello 3dogs. It's good to see you posting. I'm just recovering from a night time hypo. All is well. I hope you are well. You must take it easy as I know Berry is vvv unwell. I'm looking forward to seeing you v soon.

    If the necklace is only £5 I think that is fine to purchase. As long as you have money for the bills, house and food it's ok to spend some. I spent all my money when we went to Swanage so that's why I am not spending any more.
    Aiming for a minimal spend 2022
  • 3Dogs its so lovely that you have given these dogs a loving home. My niece adopted a dog from Cyprus which had been mistreated and kept in a dirty shed with chickens. Now he's terrified of feathers poor thing but he has come on a treat since living with her.


    SW I hope you are feeling ok. x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Hello I am fine. I have ordered a Chinese - that's my last £12 spent! It never even tastes that nice. It's been raining too much to take dear doggie for a walk.

    I did some ironing. The weather is supposed to be nice tomorrow.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I'm tidying today to get rid of the dog hairs and do some last bits of ironing before I go back to work. Then a visit to the supermarket I have been living off the old contents in fridge for a week so I am v proud of myself.
    Aiming for a minimal spend 2022
  • back to work already SW ????
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    On Tuesday. Yuk. I loved the freedom of the holidays even if I didn't go abroad.

    I have had a v lazy day today. I'm going to do some housework now.
    Aiming for a minimal spend 2022
  • I thought you were off till September :( well done on using up food in the fridge
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Just realised I'm not in till Wednesday! Good news. I was invited to a car boot but I have no money so I am not going.

    I have done nothing much to make much income this holiday. I need to think of something I can do to make it. So far my DBS check is still happening so I don't know when I will be taking students in. That plus the gas certificate cost me £130 cash from my holiday money! That's why I am so broke now. I'm just going to have to watch tv which is free to save money. I hope some students come soon and then I can make some money.

    I hate being so poor. I am not allowed to buy anything apart from food for the rest of the month. I have 9 working days this month. Roll on payday. I have saved enough money to pay my credit card billwhich is good but I don't have much left over. So I am going to be good.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Right I am keeping a spending diary to find out where all my money goes. From now on I am only buying food on my credit card. Nothing else. I don't need anything.

    It is gorgeous outside. I'm going to have a nap then I will do the grass.
    Aiming for a minimal spend 2022
  • A spending diary is a good idea SW, I keep a notebook and all my receipts for the month and mark them off as they come out of my bank account. I have stopped getting cash out and use my card otherwise cash just disappears from my purse. It makes me think more about what I am spending.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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