How much do you earn and able to save a month?

savingwannabe

Hey chocolate lover don't beat yourself up. Well done. Every little bit helps. Eventually it will add up. Congrats, you are way ahead of many people in the population.:j

chocolatelover93

savingwannabe wrote: »

Hey chocolate lover don't beat yourself up. Well done. Every little bit helps. Eventually it will add up. Congrats, you are way ahead of many people in the population.:j

Thank you

Kernow666

i can easily save £500 a month as am a bit penny pinching , the job i am in i work fulltime and theres always overtime on offer that i get time & half for so usually work 6 days a week as that day i get the extra for so worth it

steevi

I get about £1700 a month, and I manage to save a grand total of £35 a month BUT it's better than nothing.

£800 goes on mortgage and household bills
£100 on insurances
£300 on the horse's upkeep
£150ish on petrol
£120ish on food

ifeelsad

pony_boy wrote: »

I understand that everyone is different and have different outgoings but on a personal level I simply cannot understand how a couple can struggle on a monthly income of £2400 a month unless you are paying off previous debt.

Our mortgage is £1600 a month, and transport just to get to and from work everyday is £500 a month. Add £600 for household bills, £200 for food for us and there is no way we could live on anything close to £2400.

We pick up £4200 between us, but add in £140 for food for our 2 pets, and another £150 for vet bills/drugs/insurance for the cat, and we end up saving £400 if we're lucky :-(

restless6

ifeelsad wrote: »

Our mortgage is £1600 a month, and transport just to get to and from work everyday is £500 a month. Add £600 for household bills, £200 for food for us and there is no way we could live on anything close to £2400.

We pick up £4200 between us, but add in £140 for food for our 2 pets, and another £150 for vet bills/drugs/insurance for the cat, and we end up saving £400 if we're lucky :-(

your choice to have such a big mortgage though!

ifeelsad

restless6 wrote: »

your choice to have such a big mortgage though!

We don't live in a big/posh house or anything - it's only 2 bedrooms and needs a lot of work donig to it. We bought pretty much the cheapest thing we could find. Before this we were renting a tiny, grotty 2 bedroom flat for £1500 a month (again it was the cheapest we could find) and still had all the same living costs.

If you work in London you don't really have a choice.

leespot

ifeelsad wrote: »

We don't live in a big/posh house or anything - it's only 2 bedrooms and needs a lot of work donig to it. We bought pretty much the cheapest thing we could find. Before this we were renting a tiny, grotty 2 bedroom flat for £1500 a month (again it was the cheapest we could find) and still had all the same living costs.

If you work in London you don't really have a choice.

Pets are a choice though (joke) But on a serious note, the prices you've quoted above are one of main reasons why we don't have pets.

Bublin1

Deleted............

anotheruser

ifeelsad wrote: »

If you work in London you don't really have a choice.

Living outside of London and commuting in may be cheaper.
That's a lot on household bills a month...