Diary Mortgage Free Road To Change My Life
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Good luck with moving today!
CTMortgage [STRIKE]£269,000[/STRIKE] £258,987 / MF date [STRIKE]June'49[/STRIKE] June'49
Debt £24,990 / Debt Free Est. May'21
Updated 06/05/180 -
Thanks guys :]
Got the keys today at 11.30 :] woooooooooooooooooooo
So having had a good look around i will need a good amount of plastering and a new boiler ill go for a combi boiler and some wireing done
Kitchen
bathroom
new fire places
floor doors basically a full revamp basically
Now i was hoping to spend 8k originally then i thought 5k would be perfect amount but i guess it will cost 8-10k which still leaves me with around 5-6k savings but i need 10k saving to feel at ease a bit
so next week will be stripping the place down wall paper old doors surround around fireplaces and some ceilings have the foam fire hazard stuff ill get rid of then get some qoutes in for plaster work and boiler ect :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Good luck. I hope you have some help with the full house revamp. Have a lovely first night as a home owner!!!!
CTMortgage [STRIKE]£269,000[/STRIKE] £258,987 / MF date [STRIKE]June'49[/STRIKE] June'49
Debt £24,990 / Debt Free Est. May'21
Updated 06/05/180 -
Sounds like you're going to be busy for a while! Hope you enjoy it. Congrats on your new homeOld Mortgage: [STRIKE]2009:£78500 2010:£76951.71 2011:£74414.49 2012:£71961.35 2013:£67813.54 2014:£64375.16 Current: £55,480.27[/STRIKE]
New Mortgage: 2016: £92795 Current: £87999.990 -
Yay!!!!! Enjoy and hope the work goes smoothly!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Thanks guys :]
AS its easter bank holiday now iv given myself a week and a bit off once iv stripped everything i can down ill just be getting people in then to do the work i need :]
Im not a rush to move in really but 2 months i hope it will be done :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Good luck, hope it all goes well :beer::beer:.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0"Do what others won't early in life so you can do what others can't later in life"0
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Congratulations on your new home! You are very inspirational in your can-do attitude and pro activity. All the best to you!Emergency savings: 4600
0% Credit card: 1965.000 -
Thanks guys sorry its been a week since i been on here last
Iv had a great easter with family and hope you guys have to
so back to the house
I spent 5 full days with 2 mates stripping the house doors wall paper kitchen covering floors ect down and now have a great base to work with
fire thing was i thought i could save a bit and save a few grand by spending 5-8k on the house in total just to do it up which i may be able to do but ui think it may even hit 10k as i have to do the following
full electrics -- £1800
full plaster all rooms and celings and hall- £1300-1500
new combi boiler which will be around £2000 with 10 year warranty
so them 3 will make the house so much better for the £5300 roughly its a 3 bed semi so to get all this work done for this kinda money isnt that bad really all this will start now on the 18th electrics are booked in then plaster and boiler
then it will kitchen and paint then flooring so i may be looking at spending around 8-10k all in to get it all upto today's standards rough time frame 2-3months
Its kinda hard to save when doing all this work
So i have a pot of around £18000 ish which is my whole savings so 10k will be saved for my emergency fund 8k will be for the house as of today
iv done all can for now tho at the house :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
So today was a nice day got the kitchen stripped of old wall paper took 5-6 hours was a nightmare
also managed to rip up some bit trees from the back so am now relaxing
So now its just wait for the electrics to be done on the 18th wooo
also going to get a kitchen designed done so i know where everything is going cooker fridge ect so that will be fun :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0
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