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Diary Mortgage Free Road To Change My Life

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  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    TimmySaver wrote: »
    We waited to buy most of our stuff until we bought a house. Makes it really exciting to buy stuff for a new place. :)

    Thanks timmy it is exciting new stuff rocks to hehe

    WOOOOOOOOOOOOOOOOOOOOOOOOOO
    Got my date its next Friday 27/03/15 :] exchange and completion :T

    So all i have to do now is transfer deposit and fees over and get some house insurance :j

    Iv been really ill this week didn't get out of bed on wed was soo ill it was unreal still a bit crappy today but thing is as im self employed i was lucking i did a load of work on Tuesday as felt the illness coming on.

    So plan is to get loads of work done next week so i can do some work on the house the week after :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Cream_Tea
    Cream_Tea Posts: 427 Forumite
    Wedding Day Wonder
    Congratulations on the date! I will be thinking of you on Friday doing the mad dashing around. Good luck!

    CT
    Mortgage [STRIKE]£269,000[/STRIKE] £258,987 / MF date [STRIKE]June'49[/STRIKE] June'49
    Debt £24,990 / Debt Free Est. May'21

    Updated 06/05/18
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Cream_Tea wrote: »
    Congratulations on the date! I will be thinking of you on Friday doing the mad dashing around. Good luck!

    CT

    Thanks cream tea :] least i have a date now happy days time to work hard and give myself a week or 2 off to work on house :] :j
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • TimmySaver
    TimmySaver Posts: 225 Forumite
    Congratulations! It seems to be proceeding really quickly. Hope the move goes well.
    Old Mortgage: [STRIKE]2009:£78500 2010:£76951.71 2011:£74414.49 2012:£71961.35 2013:£67813.54 2014:£64375.16 Current: £55,480.27[/STRIKE]

    New Mortgage: 2016: £92795 Current: £    87999.99
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    TimmySaver wrote: »
    Congratulations! It seems to be proceeding really quickly. Hope the move goes well.

    Thanks timmy i will try put some pics up of inside once im in :] :j
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • TimmySaver
    TimmySaver Posts: 225 Forumite
    Will look forward to the photos :)
    Old Mortgage: [STRIKE]2009:£78500 2010:£76951.71 2011:£74414.49 2012:£71961.35 2013:£67813.54 2014:£64375.16 Current: £55,480.27[/STRIKE]

    New Mortgage: 2016: £92795 Current: £    87999.99
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Thanks Timmy

    Quick update
    sorted house insurance today
    Mortgage fund will take a big hit tomorow of 22k out so easy to spend yet so hard to save unreal im hoping the fund can stick to around 16-18k by the end of next week but once its all sorted i can work stuff out
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • velocity_girl
    velocity_girl Posts: 963 Forumite
    Eighth Anniversary 500 Posts
    Hi luckyinlife - congrats! So exciting you've got a date now and it's not long at all!
    2018 wins: Aspinal of London jewellery box, Boudavida gym outfit, HP Pavilion laptop, The List party tickets, All Points East festival tickets, Kiehls moisturiser, By Terry cc serum, Nars Liquid Bronzer, Benefit highlighter, Nars illuminator, Fresh advanced lip trio set, Cetaphil sample set, signed copy of My Absolute Darling by Gabriel Tallent
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    velocity_girl wrote: »
    Hi luckyinlife - congrats! So exciting you've got a date now and it's not long at all!

    Thank you very much :]

    Quick update
    I have payed the deposit :j and we have now exchanged :j
    Completion will be on Friday and i will be able to get the keys at 12ish i hope :]

    Im going to have next week off to get a load of stripping done rip carpets out ect and then just get people in to sort out anything i need :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Brilliant news!!!! Enjoy:0)
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
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