Diary Mortgage Free Road To Change My Life

Luckyinlife

Ali they said it was daily so im guessing it must be fixed or something ?

Afk
I do have online banking can see my account dont say much just shows my ops interest applied and term and balance and how long is left

Ya i got sub account i got the fee on £250 which for every op i make 98p goes towards this its interest free so not paying this off in a hurry hehe

A_Frayed_Knot

Yeah, I have 2 sub accounts 1 with interest, 1 without, so when I o/p, guess what account I nominate it goes towards. That's right - the one(s) with the interest added on. The 0% sub account can wait.;)

Luckyinlife

Funny how they can do interest free but not for a mortgage isnt it hehe

Firegirl

Wouldn't an interest free mortgage be ace!!!!!!

Luckyinlife

Morning friends

Quick update

Had a van yesterday so moved everything over still a few bits but nothing i cant fit in the car so am moved in now :]

Ordered a new office chair today

I got £140 in change to put into the bank to then overpay on the mortgage but am waiting to be able to get down the bank

X mas stuff is coming in nicely got a few bits over weekend not far of being finished now :]

got loads of small things to do at the house now as u can imagine but will get it done

Need my Over payment fix for the week Tho

car news
On a side now my car is very poor on fuel £20 gets me about 120 miles its a audi 240bhp 280lbs for any car buffs we have here haha anyway its worth about 5k min so need to get rid really and get something with better mpg and less value i can then chuck 2-3k in the bank and have a cheaper car for a while

im only putting in £40 a week but if i can half this can only be a good thing as i will be running around a lot more now as im not with the family ill still be at they house 2 times a day oaps

A_Frayed_Knot

Woo Hoo - moved in, great stuff.:beer:

Celebrate by joining the Mortgage Free in 3 Challenge No.4 The way your going at your mortgage - I predict you'll be finished in 6 years:D Go for it.:)

Ali-OK

Luckyinlife wrote: »

Morning friends

Quick update

Had a van yesterday so moved everything over still a few bits but nothing i cant fit in the car so am moved in now :]

Ordered a new office chair today

I got £140 in change to put into the bank to then overpay on the mortgage but am waiting to be able to get down the bank

X mas stuff is coming in nicely got a few bits over weekend not far of being finished now :]

got loads of small things to do at the house now as u can imagine but will get it done

Need my Over payment fix for the week Tho

car news
On a side now my car is very poor on fuel £20 gets me about 120 miles its a audi 240bhp 280lbs for any car buffs we have here haha anyway its worth about 5k min so need to get rid really and get something with better mpg and less value i can then chuck 2-3k in the bank and have a cheaper car for a while

im only putting in £40 a week but if i can half this can only be a good thing as i will be running around a lot more now as im not with the family ill still be at they house 2 times a day oaps

Having finally curbed my need for speed/sporty/convertible at the age of 46, I'd say that's a wise decision and a very good money saving plan

Congrats on moving in too :beer:

Luckyinlife

Haha thanks ali far from curbed it i'll be back in the game next summer haha after the garage is built

SuperSecretSquirrel

You're properly moved in! Excellent! :beer:

Also agree on the car, for now I've prioritised cheapish to run, reliable, not too old, that means sporty is out the window. When the mortgage is officially dead and buried I might have a rethink

Runders

Luckyinlife wrote: »

car news
On a side now my car is very poor on fuel £20 gets me about 120 miles its a audi 240bhp 280lbs for any car buffs we have here haha anyway its worth about 5k min so need to get rid really and get something with better mpg and less value i can then chuck 2-3k in the bank and have a cheaper car for a while

Ah Lucky I feel your pain with the car. I have a Toyota Corolla Sport that is 13 years old I affectionately call Beastie. He is nippy, reliable, gets me places and (touch wood and whistle) has never broken down.....but...he costs me a fair bit each MOT (the engine will never go but the other bits and pieces do) and he only gets about 21 mpg. GULP! I never really worried as when I was at sea I hardly used him, but now I've been in the office the fuel bills mount up!