Diary Mortgage Free Road To Change My Life

A_Frayed_Knot

Hello Lil

Just finished reading your diary, and well impressed with what you'v'e done in such a short space of time - well done, everything seems to have gone real smooth for you. Can't wait to see the photos - nosey I know, but love to see what can be done in such a short time.

You've had a bit a luck on the way - 3 wins on the PB's !!!! All I can say is you mush have loads and loads of PB's. I have some (bought when I was born) and have never had a win in over 50 years. Seems anybody that wins usually have thousands of them.

Great news about your remortgage, I too have just went into a new deal and can't wait to see what my interest will be - more than half what I was paying.

Good Luck on the very soon move in.

Luckyinlife

A_Frayed_Knot wrote: »

Hello Lil

Just finished reading your diary, and well impressed with what you'v'e done in such a short space of time - well done, everything seems to have gone real smooth for you. Can't wait to see the photos - nosey I know, but love to see what can be done in such a short time.

You've had a bit a luck on the way - 3 wins on the PB's !!!! All I can say is you mush have loads and loads of PB's. I have some (bought when I was born) and have never had a win in over 50 years. Seems anybody that wins usually have thousands of them.

Great news about your remortgage, I too have just went into a new deal and can't wait to see what my interest will be - more than half what I was paying.

Good Luck on the very soon move in.

Thanks for taking the time to catch up on it :] very kind of you

Ya things have gone pretty smooth mainly down to organizing being not to bad on the way
Photos will be up once the floor is down hopefully next month sometime haha

Ya the PB is where i put my tax money so its out of the way from me and can earn a small tax free interest i do have a lot of them but nowhere near the max less than half of what your allowed to put in

Ya my interest will be halfed as well let me know when you find out how much you saved :]

Ali-OK

Thanks for the window info - I've bookmarked their page for when the time comes. Looks good. Haven't thought about size, but will now

Great idea putting tax/ni money into PBs, hadn't thought of that!

Luckyinlife

Ali-OK wrote: »

Thanks for the window info - I've bookmarked their page for when the time comes. Looks good. Haven't thought about size, but will now

Great idea putting tax/ni money into PBs, hadn't thought of that!

Ya size is important iv got pretty big for my space but it will be my office so need a lot of natural light even in winter time.
Let me know what size you go for :]

Ya best place i think out of the way with a chance to win some tax free cash :]

Luckyinlife

Today i went to price up solid oak floor for down stairs

supplied and fitted 1.6k with thermal underlay and beading
This is very expensive its for around 28sqm but then agine it is solid oak
I was hoping to do all the flooring for under 2k i mean the carpet as well haha !!!

i guess around £600-800 for the carpet so need to rethink the solid oak idea or go for a cheaper one

also had a carpet company round to see what sort of deal they can do me but i went there and they not even worked out how much i need haha amateurs

Does anyone have any solid wood floors and cons with them ?

atypicalblonde

Hi Lucky,

We have solid oak flooring all through the downstairs of our house, which we put in, and we did the same in our last house. Yes, it's expensive, but looks absolutely beautiful in my opinion and wears very well. I wouldn't hesitate to recommend it - some of the posher laminates we considered weren't much cheaper than solid oak!

Best wishe,s ATB xx

MFWKid

Hi Lucky!
Just caught up with your diary - great stuff - you're going great guns. Very jealous of all the work you've done on the house - its going to look amazing!
I will be following with interest!

Luckyinlife

atypicalblonde wrote: »

Hi Lucky,

We have solid oak flooring all through the downstairs of our house, which we put in, and we did the same in our last house. Yes, it's expensive, but looks absolutely beautiful in my opinion and wears very well. I wouldn't hesitate to recommend it - some of the posher laminates we considered weren't much cheaper than solid oak!

Best wishe's ATB xx

Thanks ATB
i can get it a fair bit cheaper by ordering it online and then getting someone to fit it
as you say some laminates are just as expensive as solid wood
Plus iv lived with carpet all my life in my place now so fancy a change haha

MFWKid Hi Lucky!
Just caught up with your diary - great stuff - you're going great guns. Very jealous of all the work you've done on the house - its going to look amazing!
I will be following with interest!

Thanks mfw :]
Im hoping it will all come together very soon thanks for following me

Luckyinlife

PB results this month £50 wooooo
also had £40 from water
and £60 refund from tiles for the bathroom
also took out £80 from some shares that when up

so total £230 this week in additional income which dont happen often at all but ill take it as i just spend £400 on velux windows so happy days

Have a nice weekend guys :]

tattycath

Wow, thanks for giving us your estimate for solid oak flooring. I'd like solid oak flooring too...but it won't be yet for a couple of years-I need to get the mortgage down and the savings up first.
You're doing really well, well done on the extra income! :j :j :j