Diary Mortgage Free Road To Change My Life

tattycath

Luckyinlife wrote: »

Ya ebay is great iv got a box or 2 of stuff around 20-30 items to put on next month a lot is new if i get £100-200 after fees will be something nice to have something like that that as a small income as well

House jobs don't even get me started haha
today i found out my loft floor would cost me £400 and velux windows are 200 each quickly becoming a over spend like grand designs without the grand bit lol

Even if you overspend Lil, it will be fabulous when it's all done!

pennystretcher

You've made me feel a bit better about spending money now - on loft insulation.. I didn't qualify on any of the energy saving schemes so splurged £55 on B&Q sale on loft insulation and planning to get that installed (myself) early October - hoping that it'll save some money on heating this winter (current insulation absolutely useless, 3 inches of light, fluffy fibreglass stuff) ..as long as I don't fall through the ceiling by accident putting it on

Luckyinlife

tattycath wrote: »

Even if you overspend Lil, it will be fabulous when it's all done!

Defiantly cath :]

pennystretcher You've made me feel a bit better about spending money now - on loft insulation.. I didn't qualify on any of the energy saving schemes so splurged £55 on B&Q sale on loft insulation and planning to get that installed (myself) early October - hoping that it'll save some money on heating this winter (current insulation absolutely useless, 3 inches of light, fluffy fibreglass stuff) ..as long as I don't fall through the ceiling by accident putting it on

Aww thats a shame ya the £400 is for floorboards strengthening beams for nearly 40 meters square There is a lot of insulation up there so just going to leave whats there

This is just the floor the ill be doing the roof insulation and boarding myself as this will be my winter project :]

Just get a board to kneel on when your up there youll be ok :] let me know how you get on once you done it

Luckyinlife

update

Mortgage offer is in the post so just got to wait for it to all go thro now least its official :] this saves me £150 a month off my mortgage payments

Going to be a very expensive week

bought 2 velux windows today for £440
Pay kitchen and doors tomorrow £3500
Pay for loft floor materials £400 on weds

so £4300 this week and all major work has finished wooooo

i then got to pay the guy whos working there hes done the plumbing kitchen doors bathroom loft windows loft floor ect ect 1.5k ish
im hopeing he has gone by end of next week

then i can get some floor down and chill for a bit haha

Watty1

Great news on the Mortgage offer getting sorted.
And that all the major work will soon be done :J

Firegirl

Lucky! I just updated my status! Looks like we have both had high spend months but yours is much more sensible than mine!!! Don't worry about the overspend because your reduced mortgage payments will pay for that in no time:0)

Luckyinlife

Thanks watty :] Do feel a lot more chilled about the situation now

Fire girl ya your right it does PS iv just poped over to your diary :]

House stuff today

Payed kitchen and doors
payed for the 2 loft windows gone for 78x118 with a top hinge as the side they be going on looks over some mountains and sea to the left my house doesn't have any other houses in front of it for miles :]

The bathroom still isn't finished guy told me today and there is only 2-3 things left to now as well so i rang him and told him i need all this stuff wrapped up asap

Loft floor stuff comes tomorrow 8am so least i know my builder will be there tomorrow for that haha


On a plus note

i had a £40 refund in the post today from water
and 2 boxes of tiles to take back around £34-40 worth so £80 up thats half of one of the roof windows payed for woooo lol

cookie9

Nice to get a refund!

Ali-OK

Excellent news on mortgage going through - are you going to wrap the £150 spare into an OP each month?

Your Velux windows sound like a bargain - I'm going to need 2 of those on the extension and was seeing prices of £500 each :eek:. Can I be nosey and ask where you got them from? (PM if you prefer),

Going great guns on the work, hope bathroom is wrapped up pdq.

Bet you can't wait to move in!

Luckyinlife

Thanks ALI
The extra £150 will indeed be put into EF which anything over 10k is for overpaying

I read a lot about velux windows over the last few weeks i went for fakro ones the guy only had 2 for sale and cheapest i could find anywhere else was £320 each wasn't a company or anything so saved £200 or so on them

all depends on size make ect tho have you thought about size ?

MY mums ones where £280 each for velux inc flashing kit

check out ebay

Ya cant wait still few weeks off but am very close now :]
End of next month should all be finished and furnished