📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

ATB's £171k quest begins.... NOW!

1414244464754

Comments

  • With you on sick cleaning up. We had DS1, followed by DS2, followed by dog, followed by Mrs SJ, then back to DS1! In the end we had to put dettol everywhere to neutralise the smell!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Thanks guys.

    Christmas was lovely but I am looking forward to getting back to normal. We found homes for all the gifts today (how many toys :eek:) and the house looks good. If we do decide to move I'm fairly confident this would shift quickly. Really need to give it some proper thought but our gut is saying yes :)

    Must sleep now, goodnight all x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Defiantly give it some thought

    What i do in this situation is have a list

    on the left benefits on staying on the right benefits of moving

    Wrighting things down so you can see the benefits for yourself really opens your eyes well it does with me :]

    Does it have much land ? i so want land to walk around on haha
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Watty1
    Watty1 Posts: 6,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yay go for it :) A bonus would be losing the idiot neighbour who I can only assume is related to Mr and Mrs Laurel Hedges who feature in my diary from time to time :)


    (Dare I mention I too found a house ...but...Mr Watty said no way!!)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    There's something about these diaries and house moves. Good luck with whatever you decide. Sometimes it just feels right.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounds good, ATB! A detached, in particular - wonderful!
    2023: the year I get to buy a car
  • Morning guys :)

    Thanks for your input as ever. Wanting a detached place makes me sound and feel very middle class! However I am incredibly noise sensitive and always have been, but it has worsened since we a) had kids - ours fall out of bed a lot! and b) moved to this house which has the thinnest walls and noisiest grumpiest neighbours!

    I would relax far more of an evening if I didn't hear them banging around all the time. It is something we need to think about properly... there are only 2 neighbours to the new place, one of whom is quite close (but still not attached ;) ) and there is a massive paddock at the back so if we did buy it DH and I would write to the landowners to see if they would sell us 6 foot or so of their land so we could lengthen the garden (that's the only downside)


    Right off to make another cuppa - 5.45 is not my idea of an appropriate get-up time DS!


    Hugs all round... PS Watty tell me MORE!! :) xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Another point of note - if we do move I would take DS out of nursery, as its around a 30 minute drive away and just wouldn't work practically. He would then be at home with me full time until age 3 (just over a year away). Financial savings would be vast, and come September I will only have DS at home all day as DD starts school (another thing to add to the potential stress of moving, but we would want to move before she starts FT school to minimise disruption).

    Meals will be leftover based today, we have loads xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I totally get it on neighbour noise - I've had a blissful week with the adult offspring next door not being there, they were back yesterday, and it was back to the same routine of a loud TV in the bedroom next to my bedroom, going on till 1am :( Go for it, ATB. A nearby property might make sound from a party or something, but noise through the walls is entirely different.
    2023: the year I get to buy a car
  • Watty1
    Watty1 Posts: 6,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have always been lucky with the terraced and attached houses and not had noisy neighbours. In fact here in detached house land has been the loudest (because Mr and Mrs Laurel Hedges had a drum playing son - now given up thankfully - and next door but one have a summer house and he likes his music LOUD).
    But sounds like it might be a good time to consider - plus - I noted the 'financial savings' comment :)




    House of own desire is 7 acres with a 1920s bungalow in middle that needs replacing (almost beyond repair) a small orchard, a pond and is situated in the middle of no-where. Mr Watty says if we sell up and buy it we won't be any better off which is really what our next move should be about......since when did he get so sensible????
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.