ATB's £171k quest begins.... NOW!

hiddenshadow

Hope the psychological kick in the butt works - I blame winter-y/dark weather for my doldrums.

Does it help to think of it in mortgage terms at all? We're refinancing next month for a 5-year fixed and my goal is to not have to make any payments once that ends. I think you're on a shorter term (but similar timescale), so does thinking about it as 2 more fix deals (assuming a 2-year and a 3-year fix) help feel like a shorter timeframe?

Either way, you're way ahead of the game. I'm 5 years ahead of you age-wise but 20k behind mortgage-balance wise . (Up to a year behind goal-wise, depending on when in 2020 you plan to be MF, we'll just squeak by in December.)

Karmacat

You're way, way ahead of the game, ATB! Just looking at those figures in your sig should have you bouncing off the ceiling hiddenshadow, you're doing really well too, I think anybody who overpays and sticks with it is a winner.

shangaijimmy

27k in 9 months, phenomenal effort! Plus savings!

Goldiegirl

You've done amazingly well so far, well done!

Luckyinlife

Atm we all get like that in life

27k in 9 months dam thats so good My mortgage would running away if i could pay that much off haha

You could have a year off after doing so well i hope your enjoying life to because i do think we should be overpaying and doing as much as we want in life

Keep your head up tho santas coming soon hehe :]

Watty1

I had those "its a long way to go moments too" when it seemed pointless - but - you've come a long way. And, if it was easy everyone would have done it!

atypicalblonde

Hi friends :hello:

How is everyone? I just lost a long post :mad: so in summary:

- The usual mortgage payment has gone out, so we are just under £144k
- we are booked solidly on air BnB for the next ten days
- I can't wait to get into 2016 and stuck into overpaying again! The savings are still looking good so we hope to OP £5k immediately in January when the new limit kicks in

I hope you are all well, we are looking forward to seeing our balance drop significantly in 2016 and getting back to daily OPs. We are looking forward to the big Ho Ho Ho first! :xmastree::xmastree::xmassmile:xmassmile

Best wishes, ATB xx:):)

Luckyinlife

Im good ATB ahh hate that iv lost a few posts like that hehe

that will make such a dent come jan bet you cant wait :]

Karmacat

ATB, you must have tapped into a huge market, its brilliant - you're having to share your home, of course, but its really excellent that you're getting all this dosh in

On the subject of posts - if I write anything longer than a couple of sentences, I copy it before I post it - bit of a faff, but not compared to losing it!

chumpy45

ATB you have done so brilliantly and should be so proud of yourself. I know what you mean though about not being able to OP directly. We have the same problem until around March/April next year when we can remortgage. Even though the balance is decreasing, it's not the same as being able to see it decrease. However, it is going in the right direction. Onwards and upwards