Should 18y/o son move out?

whitehartman

Hi all,
I was made bankrupt late last year and im with my wife who does not work and three children.
My younger two are still at school but my eldest has turned 18 and left college 4 months later.
My o/r at the beginning said i should be discharged in about 6 months.
But when i received the discharge paperwork i stated that my son was contributing £15 per week but we have lost the family allowance for him.
The o/r contacted me and said the circumstances had changed so i was not yet discharged.
My son had temporary work which was a couple of weeks here and there.
The o/r also said that i had to let him know if he had more than 3 weeks continuous work i should let him know and he should contribute to the household which should be £75 per week based on his wage.
That then will be paid towards my debts to my creditors.At the moment nothing is being paid due to my low wage.
My son thought this was unfair and said he would rather move out and live with mates and his girlfriend.
He now has a chance for full time work but my wife dont want him moving out but he dont want to pay £75 p/w.

Anyone got any advice for me please.

whitehartman

Thanks for the reply,

Mr OR said i was on the border,but at the moment my son is on job seekers allowance so i'm not on an IPA as yet.(only have 4 months left of BR).
This was with the latest I/E.
But if he did move out would my expenses be lower and push myself into an IPA anyway?

PS: My OR knows about the reduction in benefits and was not considered,he just said my son should contribute.

Posthinking

:eek: Blimey, I'd been married for a year when I was 18

whitehartman

The OR said that as my son was earning £180 p/w he should contribute £75 p/w as what he has left over is considerably more than what i have to spend.
I have about £160 a month surplus and i know i am lucky so far not to be on an IPA.
But my son still feels he is being punished for my debts.

rog2

Hi WHM - I actually agree with your son - why SHOULD he be punished for your debts? I have a 30 year old son who still lives with us. He works for himself and whilst he is not earning a great deal, I really don't know exactly what he earns. I do know that he does not make a regular contribution to the household, although he will stump up his share of the phone bill - when asked by his mum.
I mentioned my son to my OR, and told her that he was not contributing, so I did not include anything from him on my I/E. My OR seemed happy enough with this.
I assume that there is a guideline, but, as with so many things in bankruptcy, I feel that it is grossly unfair to include his temporary income in any IPO/IPA calculations.
Why should he be forced to move out?

whitehartman

Hi rog2,
My OR suggested that if he did'nt want to pay "then he can always move out" as it would cost him more to live alone.

rog2

whitehartman wrote: »

Hi rog2,
My OR suggested that if he did'nt want to pay "then he can always move out" as it would cost him more to live alone.

In my opinion, your OR is acting above and beyond the terms of his/her remit.

tanith

I also don't see why your son should be in effect punished... I'd be tempted to just say he has moved out and is no longer in the equation..... doesn't mean he can't come and stay and spend the odd night at home...:T

whitehartman

To be honest he's only here at weekends mainly, as he does stay at his girlfriends often and £75 per weekend is steep.

rog2

whitehartman wrote: »

To be honest he's only here at weekends mainly, as he does stay at his girlfriends often and £75 per weekend is steep.

Then tell the OR that he has moved out, and only visits for the occasional weekend. Perhaps, though, the OR will suggest you charge him for B&B.
I am so fed up of the inconsistencies between ORs.

whitehartman

Thanks everyone,
I think i will tell my OR that he has moved out and stays at weekends occasionally to please his mum as the job opportunity for him could lead to a more permanent basis and i would hate for him to miss out.