Bank Charges OFT Test Case Discussion

johnnynonails

Xzane wrote: »

Hi, i put in a claim for £1,400 in july 07 with Natwest, but was sent the letter about the test case, can we pursue with the claim now, or are we still waiting? What shud i do?

hi i logged my mcol on the 1st of august 07 wiv tsb ,sum pple say do mcol and then u get intrest from the day u have done court proceedings , mine got stayed , but least its logged so it up to u, either sit and wait for the outcome or log it then least its in the system , also did my n/wide on the 1st of feb, good luck jill

kev2b3

hi- i received a letter from the courts back in august 07 telling me my claim be stayed. what i am wondering is there a time limit for a claim to be in court without being seen. what worries me is my claim just vanishing.

liddled

kev2b3 wrote: »

hi- i received a letter from the courts back in august 07 telling me my claim be stayed. what i am wondering is there a time limit for a claim to be in court without being seen. what worries me is my claim just vanishing.

My case which was due at court in October was given 12 months stay, to reviewed again after 12 months.

Hope this helps you..

vampiretribble

You have said that cases can go through quickly if the complainant is facing financial difficulties and you've cited different ways that this would be the case, but you haven't included the fact that the charges incurred may be causing the financial difficulties in and of themselves.

Because of the bank charges I now incur each month I can barely afford to cover my required bills (e.g. mortgage, council tax, utilities etc), and still have money left for food for the rest of the month. I currently dare not spend more than £20 per month on food for myself. Would this count or am I just kidding myself?

Roscoe

Is it correct that if you claim your charges back the bank will close your acc?? I have a personal acc and joint acc with the bank i wanted to claim my own charges back from. Would this mean that they will close my bank and my joint acc?? Can they do that. I am with the Natwest and would like to know if this has happend to anyone previously as i wont apply if it has.

Superly_Vince

^^^I don't think the bank can do that Roscoe but to be on the safe side I would set up new accounts.

I haven't sent in my first letter yet (hoping to finalise details over weekend) but I set up new accounts today.

kbw271186

So people would still recommend claiming against the banks and sending letters in despite the Court Case going on?

nickmack

kbw271186 wrote: »

So people would still recommend claiming against the banks and sending letters in despite the Court Case going on?

Yes, please read Martin's Update on Bank Charges article, link in my signature.

lizzimint

i have accepted the money the bank has offered now i have to write to the court to say that i wish to withdraw my claim is this all i write please or do i need to write something else

nickmack

lizzimint wrote: »

i have accepted the money the bank has offered now i have to write to the court to say that i wish to withdraw my claim is this all i write please or do i need to write something else

You just need to let the court know the claim has been settled to your satisfaction.