Bank Charges OFT Test Case Discussion

borgbaiter

hi

havnt heard of banks solicitors billing anyone before. as they are the banks solicitors dont see why they would be billing you. are there any strange details to this ?


Borgbaiter

Tozer

burnley1959 wrote: »

can anyone HELP i have gone through the process of re-claiming bank charges i have reached the point where i have taken Abbey plc to court which was on the 27.9.07 there defence requested that the claim is stayed until further order pending the final decision of the test case

I have not heard anything since but yesterday i recieved a bill for over £300 from the banks solicitors for thier services can anyone help in this matter as i am unsure of the next move

They shouldn't be submitting a claim to you at all. Suggest you challenge their bill and say that there is no retainer in place between you.

loobyloop

hi i have been following the test case and would like to know now the test case is finished does the oft have to keep waiver in place until the judges verdict,or is this a seperate issue.

bhoydy

I've recently logged a claim for unfair bank charges. I have lived and worked in England for the last 10 years but my account was originated in Scotland and I submitted my claim there at the branch which sends me my bank statements.
Can I pursue my claim in Scotland through the small claims court as others have done successfully, after the 'stay' was put in place in August?????
All tips and hints greatly appreciated.

Thanks,
Bhoydy

Nathan_Spleen

loobyloop wrote: »

hi i have been following the test case and would like to know now the test case is finished does the oft have to keep waiver in place until the judges verdict,or is this a seperate issue.

The OFT has no control over the waiver - it was introduced by the FSA.

The waiver wiil stay in place as long as the stays do.

burnley1959

borgbaiter wrote: »

hi

havnt heard of banks solicitors billing anyone before. as they are the banks solicitors dont see why they would be billing you. are there any strange details to this ?


Borgbaiter

thanks for the reply as far as i am aware this is a straight foward re-claim no strange details apart from the length of time it is taking

burnley1959

cheers i will try that thanks for the fast response

yralih

Since making my claim I have not been using the bank account to which I'm said to 'owe' money, and the charges have been adding up and up, but I have been offered a surprisingly high discount if I agree to pay back the money I 'owe' (The discount is equal to all the charges added since the claimwas stayed).
Are the banks running scared?
Has anyone else recieved such an offer?
I declined it (I hope I was right to) and agreed to pay back my 'debt' at a rate of £1 a lunar month, I will be over 700 years old by the time it is repaid if we don't win!

Gemma222

Hi, not exactly the same but today I received a letter from Abbey informing me they were refunding my charges of £1300. This was apparently because I have not used the account for a year.
I must admit I am a bit confused as to why they would do this because my original claim (last year) resulted in me getting the £540 of charges returned and since then I haven't put in a claim for the current charges (which occured from a £5 pending charge when the last claim was settled).
Still nice surprise, and I hope others will be as lucky!

lizzimint

can anyone help please , i have just received my second letter from banks solicitor to say that some of the items im claiming are not fees but charges and if it goes yo court they have to go to court they will add court costs to me .should i accept the offer they made please help anyone