Bank Charges OFT Test Case Discussion

nickmack

jannyannie wrote: »

After keeping me waiting for ages, Barclays have sent me a standard letter saying they cannot deal with my case until things have been dealt with in the courts. Don't know where to go next and am not happy. It's only £600 but would mean a lot to me as I'm skint. Not impressed at all!:mad:

You can still go to court, but your claim will probably be granted a stay on application by the bank.

jannyannie

nickmack wrote: »

You can still go to court, but your claim will probably be granted a stay on application by the bank.

Thankyou, think I will go ahead, then at least It's done. At least I've closed my account with them so they can't charge me for anything else!

BUDWIZER

I have a trust deed with the Clydesdale bank, can i still go ahead and claim for charges.

wigston_2

i'm waiting to hear from the bank this week on wether they are going to refund my money. They have had me on hold for about 6 weeks telling me they needed time to investigate the claim, because of the test case does this mean i have played into their hands and they will have me on hold untill the test case has been resolved.

Caz82_2

Caz82 wrote: »

Im due to provide a breakdown schedule of sums claimed to the court on 21st and 29th August for 2 seperate claims, but im unsure whether it will still go to court after the announcement on the 27th July.
Do i still take the breakdowns to court or do i wait to hear from the court?
Any feed back will be greatly appreciated.

I spoke to the court yesterday about the breakdown schedule and they stated that i do still have to carry on as normal and follow the instructions of the court, as my case is already within the court system, however there is a large chance that the bank could ask for a stay until after the test case.
Apparently i can object this in court stating that i have financial hardship.
Has anybody ever had to do that?
Im nervous about going to court, but will be disappointed if i have to wait until after the test case.

aer_2

Hi, I am dealing with my mother-in-laws estate. At time of her death, we had not begun the reclaim process, however, we discussed reclaiming her charges and she wanted us to do it. Of her own admission they probably owe us a good few thousand. Can we still try and reclaim her bank charges now she has passed away?

deary65

firstly this is not a legal forum, but in answer to your question it is for the administrators or executers to assemble the deceased estate for lawful distribution this will include debts owed to that estate. If the sum is substantial then I would seek legal advice.

fasteddie8

I am only just about to start reclaiming my charges which I think run in to the thousands! I am confused by the new test case which is going through. My bank is one of those which has signed the waiver so can I still reclaim from them?

Edinburghlass_2

You need to read Martin's Emergency Guide here...

http://www.moneysavingexpert.com/reclaim/bank-charges-alert

and check your own bank thread which you'll find linked in the Main Bank's Thread.

Brownsugar_2

I have received £750 in my bank account today as a good will gesture from the bank but have not been sent an offer and i have claimed for £2005.00 plus court costs. I was going to move the money out of my account and write to them explaining i am not willing to accept this £750 as a full and final settlement but will accept it as part payment. Do you think i should do this? or should i not move the money and see what they come back and say?