Bank Charges OFT Test Case Discussion

forestgump_4

started my claim with abbey ,It got to the stage where they offered £850.00 which i accepted as part payment only and said that i would persue the rest.at least 6 months as past i have just left it ,Is it ok for me to pick it up where i left it do i just send the letter saying that i am going to court with cover note saying about why for the delay.etc...........Any advice

steve_wilson_2

If I submit a claim for illegal bank charges, can banks still threaten
to close my account, and, if so, will I be able to open a new account
with another bank, given that my credit rating is less than perfect?

LORRY_3

hi i am new to this web page
can anyone out there help me i am in the process of trying to reclaim by bank charges back.
and i received a letter from my bank talking about the issue with the oft as they received the second letter before that date does that mean they can still put my case on hold
please can some one help me

deary65

LORRY wrote: »

hi i am new to this web page
can anyone out there help me i am in the process of trying to reclaim by bank charges back.
and i received a letter from my bank talking about the issue with the oft as they received the second letter before that date does that mean they can still put my case on hold
please can some one help me

could you up load a copy of this letter minus, of course, the personal details. There have been quit a few people getting this kind of response from their banks,i would be interested in reading the substance of the correspondence and i'm sure others would to.

The banks are free to enter into any agreement they so wish, this does not divest you of your legal right to pursue your action.

Mick_Storrie

:eek:Q: I started a claim to my bank over two months ago but have recived no reply from them. My claim was backdated the allowed six years. If the test case takes some time to come to its conclusion, will I still be able to claim the original amount even thought by then some of the charges will have gone beyond the six year window?

Q: If in the meantime the bank charges me again, can I claim that too? What can i do?

valderie

Hiya, I have just read that if I am on income support I can claim back my charges regardless of what's going on. I was self employed when some of the charges occured, does this matter. :huh:

dacado

Reclaiming from HSBC for 3 accounts had offers on the 16th july accepted 1 as was full amount other 2 were way under sent letters back decllining and again asked for full amount , now obviously the test case has been sprung what should happen as these were before the 27th and we have had no further reply???

antonia26

HI GUYS - CAN ANYONE GIVE ME SOME ADVICE??? mY COURT DATE IS DUE NEXT WEDNESDAY AND I PRESUME IT IS GOING AHEAD. WHAT DO I NEED TO DO TO PREPARE AND WHAT SHALL I TAKE TO COURT WITH ME???? iM BRICKING IT AT THE MO AND KEEP PUTTING OFF THE INEVEITABLE PREP - DONT KNOW WHERE TO START........ :eek:

antonia26

SOUNDS LIKE ANTONIA26 NEEDS SOME HELP FAST - THE 15TH AUGUST IS NEXT WEDNESDAY.....:money:

lindilou39

antonia26 wrote: »

HI GUYS - CAN ANYONE GIVE ME SOME ADVICE??? mY COURT DATE IS DUE NEXT WEDNESDAY AND I PRESUME IT IS GOING AHEAD. WHAT DO I NEED TO DO TO PREPARE AND WHAT SHALL I TAKE TO COURT WITH ME???? iM BRICKING IT AT THE MO AND KEEP PUTTING OFF THE INEVEITABLE PREP - DONT KNOW WHERE TO START........ :eek:

letters to and from yourself and the banks...all court replies/solicitors also schedule of charges and anything you can rake up to support your argument..why not go on CAG site and list all the claimants that have sucessfully received full payouts...try and get your T&C from when you opened the account...